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Texas insurance, without the runaround.

Matt Giron — an independent agent licensed in Texas. Compare Medicare, ACA, and Life plans from major carriers.

✓ Free • no obligation • about 90 seconds

GA

Matt Giron

Licensed in Texas

📞 (713) 997-5768

Shopping plans from major carriers

  • Humana
  • UnitedHealthcare
  • Aetna
  • Cigna
  • Mutual of Omaha
  • Florida Blue
  • WellCare
  • Anthem
  • Blue Cross Blue Shield TX

All Texas insurance products we help with

HB 2516 / Chris Larkin ALS Act (eff. 2025-06-20): guaranteed-issue Medigap for under-65 Texans on Medicare due to disability, ALS, or ESRD. Codified as new TX Insurance Code §§1652.059–1652.060.

Medicare Advantage

Part C plans that bundle hospital, medical, and usually drug coverage.

Medicare Supplement (Medigap)

Plans G, N, and high-deductible G that fill the gaps in Original Medicare.

Medicare Part D

Standalone prescription drug plans, including the 2026 $2,100 out-of-pocket threshold.

ACA Health Insurance

Marketplace plans for under-65 Texans and Floridians, with subsidy verification.

Final Expense

$5,000-$50,000 simplified-issue whole life for funeral and burial costs.

Term Life Insurance

10-, 20-, and 30-year level term — the cheapest way to cover a mortgage or income.

Whole Life Insurance

Permanent insurance with guaranteed cash value and level premiums.

Texas data

Medicare Advantage in Texas counties

4,400,000+ Medicare beneficiaries statewide; 51% on Medicare Advantage as of CMS Q1 2024. We list the top 5 counties by MA penetration below — these are also our most-popular consult locations.

Total benes
4.7M+
Avg MA %
44%
Avg 65+
19%
Open the interactive heat map →

Sources: KFF Medicare Advantage 2024 · CMS Medicare Monthly Enrollment · U.S. Census ACS 5-Year

  1. #1 Starr County Rio Grande City
    81%
    10,250 Medicare benes 11% age 65+
  2. #2 Maverick County Eagle Pass
    76%
    11,549 Medicare benes 12% age 65+
  3. #3 Zavala County Crystal City
    76%
    2,102 Medicare benes 15% age 65+
  4. #4 Hidalgo County McAllen
    75%
    120,500 Medicare benes 12% age 65+
  5. #5 El Paso County El Paso
    74%
    148,900 Medicare benes 13% age 65+

Plans by county

Why we only work in Texas and Florida

HB 2516 / Chris Larkin ALS Act (eff. 2025-06-20): guaranteed-issue Medigap for under-65 Texans on Medicare due to disability, ALS, or ESRD. Codified as new TX Insurance Code §§1652.059–1652.060.

Regulatory anchors: 28 TAC §21.114 (Medicare disclaimer requirement, TX Ins. Code §541.082(e)) · TX Ins. Code Ch. 1652 (Medicare Supplement standards) · HB 2516 (89R, 2025) — guaranteed-issue Medigap under-65.

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