Medicare Advantage in Bandera County, Texas. About 8,206 Medicare beneficiaries live here, with roughly 49 percent in Medicare Advantage plans. Top carriers include Humana and UnitedHealthcare. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Bandera County, TX has 8,206 Medicare beneficiaries per CMS Q1 2024 data, with about 49% enrolled in Medicare Advantage. The top medicare advantage carriers are Humana, UnitedHealthcare, Wellcare. We compare these plans for free and never charge a fee.
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The Bandera County medicare advantage market
About 49% of Bandera County's 8,206 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. The county skews older than the Texas average (30% are 65 or older), which means heavy carrier competition and meaningful plan turnover each Annual Enrollment Period — a yearly review almost always pays off. Humana currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 20 Medicare Advantage plans are available in Bandera County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Bandera County at a glance
Population (2024 ACS)
22,021
Medicare beneficiaries
8,206
MA penetration
49%
Age 65 or older
30%
What makes Bandera County different: Bandera County has no acute-care hospital within its borders; its only local healthcare facility is the charitable Arthur Nagel Community Clinic, so the county's older-than-average residents (median age 53.5, nearly 30% age 65+) must travel roughly 25 miles to Peterson Regional Medical Center in Kerrville or farther to San Antonio for emergency and inpatient care.
Top Medicare Advantage plans in Bandera County
Humana
4-star CMS rating
UnitedHealthcare (AARP)
4-star CMS rating
Wellcare (Centene)
3.5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Bandera County
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Bandera County has 3
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸Peterson Regional Medical Center (Kerrville)
▸Methodist Hospital Hill Country (Fredericksburg)
▸Arthur Nagel Community Clinic (Bandera - safety-net clinic, not a hospital)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 131 days
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Major hospitals: Peterson Regional Medical Center (Kerrville), Methodist Hospital Hill Country (Fredericksburg), Arthur Nagel Community Clinic (Bandera - safety-net clinic, not a hospital)
Frequently Asked Questions
How many Medicare beneficiaries live in Bandera County?▾
About 8,206 Texans in Bandera County are enrolled in Medicare as of May 2026 CMS data. About 49% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Bandera County?▾
The largest carriers in Bandera County are Humana, UnitedHealthcare (AARP), Wellcare (Centene). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Bandera County?▾
Texas Health Information, Counseling and Advocacy Program (HICAP) (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Peterson Regional Medical Center (Kerrville), Methodist Hospital Hill Country (Fredericksburg), Arthur Nagel Community Clinic (Bandera - safety-net clinic, not a hospital).
How many Medicare Advantage plans are available in Bandera County?▾
As of May 2026, about 20 Medicare Advantage plans are available to Bandera County residents, led by Humana Inc., UnitedHealth Group, Inc., CVS Health Corporation, Health Care Service Corporation. We compare all of them side by side at no cost.
How do residents access emergency care without a local hospital?▾
Residents must travel about 25 miles to Peterson Regional Medical Center in Kerrville or even farther for emergency and inpatient care, as Bandera County has no acute-care hospital. Matt can help you find the best plan options tailored to your needs.
When is the best time to enroll in Medicare Advantage?▾
You can enroll during Annual Enrollment Period (AEP) from Oct 15 to Dec 7, or during Special Enrollment Periods if you have a life-changing event. Matt is here to help you compare and choose the right plan for your situation.
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Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.
