Medicare Advantage in Panola County, Texas. About 5,680 Medicare beneficiaries live here, with roughly 49 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare and Humana. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Panola County, TX has 5,680 Medicare beneficiaries per CMS Q1 2024 data, with about 49% enrolled in Medicare Advantage. The top medicare advantage carriers are UnitedHealthcare, Humana, Aetna. We compare these plans for free and never charge a fee.
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The Panola County medicare advantage market
About 49% of Panola County's 5,680 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. UnitedHealthcare currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 17 Medicare Advantage plans are available in Panola County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Panola County at a glance
Population (2024 ACS)
22,726
Medicare beneficiaries
5,680
MA penetration
49%
Age 65 or older
20%
What makes Panola County different: Medicare Advantage penetration in Panola County reached about 48% in 2024 (2,623 of 5,486 beneficiaries), unusually high for a rural Northeast Texas county, and the market is heavily concentrated: UnitedHealthcare's AARP HMO-POS and PPO plans alone account for roughly 1,529 of the county's MA enrollees, about 60% of MA membership, with Humana a distant second.
Top Medicare Advantage plans in Panola County
UnitedHealthcare (UnitedHealth Group)
4.5-star CMS rating
Humana
4-star CMS rating
Aetna (CVS Health)
3.5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Panola County
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Panola County has 1
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸UT Health Carthage (UT Health East Texas)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Free help in Panola County: Texas HICAP — call 1-800-252-9240.
SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 131 days
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Major hospitals: UT Health Carthage (UT Health East Texas)
Frequently Asked Questions
How many Medicare beneficiaries live in Panola County?▾
About 5,680 Texans in Panola County are enrolled in Medicare as of May 2026 CMS data. About 49% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Panola County?▾
The largest carriers in Panola County are UnitedHealthcare (UnitedHealth Group), Humana, Aetna (CVS Health). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Panola County?▾
Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include UT Health Carthage (UT Health East Texas).
How many Medicare Advantage plans are available in Panola County?▾
As of May 2026, about 17 Medicare Advantage plans are available to Panola County residents, led by UnitedHealth Group, Inc., Humana Inc., CVS Health Corporation, Health Care Service Corporation. We compare all of them side by side at no cost.
Why is Medicare Advantage so popular in Panola County?▾
In Panola County, nearly half of the 5,486 Medicare beneficiaries (2,623) are enrolled in MA plans, making it unusually high for a rural area. UnitedHealthcare's AARP HMO-POS and PPO plans dominate with about 1,529 enrollees.
When can I enroll in Medicare Advantage?▾
You can enroll during the Annual Enrollment Period (Oct 15-Dec 7) or Special Enrollment Periods if you have a qualifying life event. It’s free to get quotes and compare plans from a local licensed agent.
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