Laredo-area carriers, real enrollment data, free quotes from a licensed Texas agent.
✓ Free • no obligation • about 90 seconds
Matt Giron
Licensed in Texas
Webb County, TX has 39,273 Medicare beneficiaries per CMS Q1 2024 data, with about 64% enrolled in Medicare Advantage. The top medicare advantage carriers are Humana Gold Plus H4007, WellMed Medicare Advantage, Amerigroup Texas. We compare these plans for free and never charge a fee.
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Webb County posts one of the highest Medicare Advantage adoption rates in Texas — roughly 64% of its 39,273 beneficiaries chose an MA plan over Original Medicare. That level of uptake usually means carriers compete hard locally, so the extra benefits (dental, OTC allowance, transportation, gym) tend to be richer than the Texas average. Only 10% of Webb residents are 65 or older, so it's a younger county where fewer agents specialize in Medicare locally — exactly the gap a dedicated Texas agent fills. Humana Gold Plus H4007 currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 25 Medicare Advantage plans are available in Webb County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
What makes Webb County different: Laredo — 95%+ Hispanic. Spanish-language content non-negotiable. Cross-border family demographics; ACA enrollment heavy.
Humana Gold Plus H4007 (HMO)
4-star CMS rating
WellMed Medicare Advantage (HMO)
4-star CMS rating
Amerigroup Texas (HMO D-SNP)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Webb County has 2 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.
Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.
Free help in Webb County: TX HICAP — South Texas Development Council — call 1-800-252-9240. SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.
Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Check SEP eligibility (15-min) →Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Webb County plans that fit your situation.
About 39,273 Texans in Webb County are enrolled in Medicare as of May 2026 CMS data. About 64% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
The largest carriers in Webb County are Humana Gold Plus H4007 (HMO), WellMed Medicare Advantage (HMO), Amerigroup Texas (HMO D-SNP). We work with all of them and a few smaller carriers that often have better rates for specific situations.
TX HICAP — South Texas Development Council (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Laredo Medical Center, Doctors Hospital of Laredo.
As of May 2026, about 25 Medicare Advantage plans are available to Webb County residents, led by UnitedHealth Group, Inc., Health Care Service Corporation, Humana Inc., Universal Health Services, Inc.. We compare all of them side by side at no cost.
Given the high Hispanic population, many find Medicare Advantage appealing due to its comprehensive coverage and often easier navigation. Matt can provide tailored advice based on specific needs.
Annual Enrollment Period (AEP) from Oct 15 to Dec 7 is ideal for reviewing options, but Special Enrollment Periods (SEPs) are available if you experience life changes like moving or losing other coverage.
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