Medicare Advantage in Smith County, Texas. About 52,592 Medicare beneficiaries live here, with roughly 50 percent in Medicare Advantage plans. Top carriers include Humana Gold Plus H4007 and UT Health East Texas Medicare Advantage. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Smith County, TX has 52,592 Medicare beneficiaries per CMS Q1 2024 data, with about 50% enrolled in Medicare Advantage. The top medicare advantage carriers are Humana Gold Plus H4007, UT Health East Texas Medicare Advantage, UnitedHealthcare AARP Medicare Advantage Plan 1. We compare these plans for free and never charge a fee.
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The Smith County medicare advantage market
About 50% of Smith County's 52,592 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. Humana Gold Plus H4007 currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 29 Medicare Advantage plans are available in Smith County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Smith County at a glance
Population (2024 ACS)
240,000
Medicare beneficiaries
52,592
MA penetration
50%
Age 65 or older
18%
What makes Smith County different: East Texas regional medical hub — UT Health East Texas system. Higher 65+ rate than TX average; classic retiree market.
Top Medicare Advantage plans in Smith County
Humana Gold Plus H4007 (HMO)
4-star CMS rating
UT Health East Texas Medicare Advantage (HMO)
4-star CMS rating
UnitedHealthcare AARP Medicare Advantage Plan 1 (HMO)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Smith County
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Smith County has 3
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸UT Health Tyler
▸Christus Trinity Mother Frances Hospital–Tyler
▸Texas Spine and Joint Hospital
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 131 days
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Major hospitals: UT Health Tyler, Christus Trinity Mother Frances Hospital–Tyler, Texas Spine and Joint Hospital
Frequently Asked Questions
How many Medicare beneficiaries live in Smith County?▾
About 52,592 Texans in Smith County are enrolled in Medicare as of May 2026 CMS data. About 50% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Smith County?▾
The largest carriers in Smith County are Humana Gold Plus H4007 (HMO), UT Health East Texas Medicare Advantage (HMO), UnitedHealthcare AARP Medicare Advantage Plan 1 (HMO). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Smith County?▾
TX HICAP — East Texas Council of Governments (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include UT Health Tyler, Christus Trinity Mother Frances Hospital–Tyler, Texas Spine and Joint Hospital.
How many Medicare Advantage plans are available in Smith County?▾
As of May 2026, about 29 Medicare Advantage plans are available to Smith County residents, led by UnitedHealth Group, Inc., Humana Inc., Health Care Service Corporation, CHRISTUS Health. We compare all of them side by side at no cost.
How does Medicare Advantage fit the needs of seniors in Smith County?▾
With over 50,000 Medicare beneficiaries and a higher concentration of seniors, Medicare Advantage plans like Humana Gold Plus H4007 offer comprehensive coverage tailored to East Texas' unique healthcare landscape.
When is the best time for seniors in Tyler to enroll in Medicare Advantage?▾
Seniors can enroll during Annual Enrollment Period (AEP) from Oct 15 to Dec 7, or Special Enrollment Periods if there's a qualifying life event. Early planning ensures you have coverage when needed.
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Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.