Medicare Advantage in Frio County, Texas. About 2,870 Medicare beneficiaries live here, with roughly 70 percent in Medicare Advantage plans. Top carriers include Humana and UnitedHealthcare. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Frio County, TX has 2,870 Medicare beneficiaries per CMS Q1 2024 data, with about 70% enrolled in Medicare Advantage. The top medicare advantage carriers are Humana, UnitedHealthcare, Devoted Health. We compare these plans for free and never charge a fee.
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The Frio County medicare advantage market
Frio County posts one of the highest Medicare Advantage adoption rates in Texas — roughly 70% of its 2,870 beneficiaries chose an MA plan over Original Medicare. That level of uptake usually means carriers compete hard locally, so the extra benefits (dental, OTC allowance, transportation, gym) tend to be richer than the Texas average. Only 13% of Frio residents are 65 or older, so it's a younger county where fewer agents specialize in Medicare locally — exactly the gap a dedicated Texas agent fills. Humana currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 12 Medicare Advantage plans are available in Frio County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Frio County at a glance
Population (2024 ACS)
18,582
Medicare beneficiaries
2,870
MA penetration
70%
Age 65 or older
13%
What makes Frio County different: Frio County's Medicare market is unusually young and small for its population: a median age of roughly 32 and a 65-plus share near 13 percent (below Texas's statewide ~14 percent) reflect the Eagle Ford oil-and-gas workforce and the ~1,216-bed Dolph Briscoe state prison (TDCJ), located near Dilley in southern Frio County. Yet the county sits in the South Texas corridor where Medicare Advantage PPOs from Humana and UnitedHealthcare dominate enrollment.
Top Medicare Advantage plans in Frio County
Humana
4-star CMS rating
UnitedHealthcare (AARP)
4.5-star CMS rating
Devoted Health
5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Frio County
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Frio County has 1
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 131 days
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Major hospitals: Frio Regional Hospital (Pearsall, critical-access, 22 beds)
Frequently Asked Questions
How many Medicare beneficiaries live in Frio County?▾
About 2,870 Texans in Frio County are enrolled in Medicare as of May 2026 CMS data. About 70% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Frio County?▾
The largest carriers in Frio County are Humana, UnitedHealthcare (AARP), Devoted Health. We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Frio County?▾
Texas Health Information, Counseling and Advocacy Program (HICAP) (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Frio Regional Hospital (Pearsall, critical-access, 22 beds).
How many Medicare Advantage plans are available in Frio County?▾
As of May 2026, about 12 Medicare Advantage plans are available to Frio County residents, led by UnitedHealth Group, Inc., Humana Inc., Devoted Health, Inc., Regency ISNP Holdings LLC. We compare all of them side by side at no cost.
How does Medicare Advantage fit for young workers in Frio County?▾
Many young workers in Frio County, like those from the Eagle Ford oil-and-gas workforce, choose Medicare Advantage despite their age. These plans offer comprehensive coverage and can be a good fit due to their network of local providers.
When is the best time to enroll in Medicare Advantage in Pearsall?▾
The Annual Enrollment Period (AEP) from October 15 to December 7 is when you can switch plans. However, Special Enrollment Periods (SEPs) may also apply if you have a life-changing event like moving to Pearsall or losing other coverage.
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