Medicare Advantage in Young County, Texas. About 4,642 Medicare beneficiaries live here, with roughly 27 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare and Humana. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Young County, TX has 4,642 Medicare beneficiaries per CMS Q1 2024 data, with about 27% enrolled in Medicare Advantage. The top medicare advantage carriers are UnitedHealthcare, Humana, Blue Cross Blue Shield of Texas. We compare these plans for free and never charge a fee.
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The Young County medicare advantage market
At roughly 27% MA penetration, most of Young County's 4,642 Medicare beneficiaries stay on Original Medicare, frequently paired with a Medigap policy. That pattern usually signals retirees here prize provider choice and predictable out-of-pocket costs over the lower premiums of MA. UnitedHealthcare currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 11 Medicare Advantage plans are available in Young County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Young County at a glance
Population (2024 ACS)
18,029
Medicare beneficiaries
4,642
MA penetration
27%
Age 65 or older
21%
What makes Young County different: Although Medicare Advantage holds only about 29% penetration in this rural North Texas county, a single insurer, UnitedHealthcare, controls roughly 62% of Young County's MA enrollment (766 of about 1,236 members) primarily through its Care Improvement Plus regional PPO (UHC Medicare Advantage TX-0030, contract R6801), leaving Original Medicare with Medigap as the prevailing coverage choice for the county's roughly 4,600 beneficiaries.
Top Medicare Advantage plans in Young County
UnitedHealthcare
3.5-star CMS rating
Humana
3.5-star CMS rating
Blue Cross Blue Shield of Texas (HCSC)
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Young County
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Young County has 2
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
â–¸Graham Regional Medical Center (Graham, 37-bed short-term acute care hospital, CCN 450085)
â–¸Olney Hamilton Hospital (Olney, 25-bed critical access hospital, CCN 451354)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Blue Cross Blue Shield of Texas 0
Search "Blue Cross provider directory" or call the carrier directly.
Free help in Young County: Texas HICAP — call 1-800-252-9240.
SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 131 days
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Major hospitals: Graham Regional Medical Center (Graham, 37-bed short-term acute care hospital, CCN 450085), Olney Hamilton Hospital (Olney, 25-bed critical access hospital, CCN 451354)
Frequently Asked Questions
How many Medicare beneficiaries live in Young County?â–¾
About 4,642 Texans in Young County are enrolled in Medicare as of May 2026 CMS data. About 27% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Young County?â–¾
The largest carriers in Young County are UnitedHealthcare, Humana, Blue Cross Blue Shield of Texas (HCSC). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Young County?â–¾
Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Graham Regional Medical Center (Graham, 37-bed short-term acute care hospital, CCN 450085), Olney Hamilton Hospital (Olney, 25-bed critical access hospital, CCN 451354).
How many Medicare Advantage plans are available in Young County?â–¾
As of May 2026, about 11 Medicare Advantage plans are available to Young County residents, led by UnitedHealth Group, Inc., Humana Inc., Health Care Service Corporation, Elevance Health, Inc.. We compare all of them side by side at no cost.
Why is UnitedHealthcare so dominant in Medicare Advantage here?â–¾
UnitedHealthcare controls about 62% of the market in Young County, primarily through its Care Improvement Plus regional PPO (TX-0030), serving 766 members out of 1,236.
When can I enroll in Medicare Advantage in Young County?â–¾
You can enroll during the Annual Enrollment Period from October 15 to December 7 each year. Special enrollment periods may also apply if you have a qualifying life event.
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