Medicare Advantage in Wharton County, Texas. About 9,276 Medicare beneficiaries live here, with roughly 48 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare and Aetna. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Wharton County, TX has 9,276 Medicare beneficiaries per CMS Q1 2024 data, with about 48% enrolled in Medicare Advantage. The top medicare advantage carriers are UnitedHealthcare, Aetna, Humana. We compare these plans for free and never charge a fee.
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The Wharton County medicare advantage market
About 48% of Wharton County's 9,276 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. UnitedHealthcare currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 17 Medicare Advantage plans are available in Wharton County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Wharton County at a glance
Population (2024 ACS)
41,794
Medicare beneficiaries
9,276
MA penetration
48%
Age 65 or older
17%
What makes Wharton County different: Wharton County sits in the Gulf Coast rice-and-row-crop belt southwest of Houston; the 49-bed El Campo Memorial Hospital (Mid Coast Health System), a Level IV trauma facility, is the county's only acute-care hospital, making rural access a key Medicare concern for its aging farming population.
Top Medicare Advantage plans in Wharton County
UnitedHealthcare (AARP)
4-star CMS rating
Aetna
4-star CMS rating
Humana
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Wharton County
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Wharton County has 1
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸El Campo Memorial Hospital (Mid Coast Health System)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Free help in Wharton County: Texas HICAP — call 1-800-252-9240.
SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 131 days
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Major hospitals: El Campo Memorial Hospital (Mid Coast Health System)
Frequently Asked Questions
How many Medicare beneficiaries live in Wharton County?▾
About 9,276 Texans in Wharton County are enrolled in Medicare as of May 2026 CMS data. About 48% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Wharton County?▾
The largest carriers in Wharton County are UnitedHealthcare (AARP), Aetna, Humana. We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Wharton County?▾
Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include El Campo Memorial Hospital (Mid Coast Health System).
How many Medicare Advantage plans are available in Wharton County?▾
As of May 2026, about 17 Medicare Advantage plans are available to Wharton County residents, led by UnitedHealth Group, Inc., Humana Inc., CVS Health Corporation, Centene Corporation. We compare all of them side by side at no cost.
Why is rural access a key concern for Medicare beneficiaries in Wharton County?▾
Wharton County's single acute-care hospital, El Campo Memorial Hospital (Mid Coast Health System), serves the entire county. This unique setup highlights the importance of choosing a plan with robust local provider networks.
Can I switch Medicare Advantage plans during Open Enrollment Periods?▾
Yes, you can switch to a different Medicare Advantage plan during the Annual Enrollment Period from Oct 15 to Dec 7 or through Special Enrollment Periods if your circumstances change.
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