Medicare Advantage in Erath County, Texas. About 7,830 Medicare beneficiaries live here, with roughly 45 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare and Humana. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Erath County, TX has 7,830 Medicare beneficiaries per CMS Q1 2024 data, with about 45% enrolled in Medicare Advantage. The top medicare advantage carriers are UnitedHealthcare, Humana, Baylor Scott & White Health Plan. We compare these plans for free and never charge a fee.
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The Erath County medicare advantage market
About 45% of Erath County's 7,830 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. UnitedHealthcare currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 16 Medicare Advantage plans are available in Erath County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Erath County at a glance
Population (2024 ACS)
43,827
Medicare beneficiaries
7,830
MA penetration
45%
Age 65 or older
16%
What makes Erath County different: Erath County's seat, Stephenville, is a leading dairy-producing county in Texas and styles itself the 'Cowboy Capital of the World,' with agriculture its dominant industry. It is home to Tarleton State University and its 13,000-plus students, keeping the county's median age relatively young. The 98-bed, Level IV-trauma Texas Health Stephenville (Texas Health Harris Methodist) has anchored local care since 1926.
Top Medicare Advantage plans in Erath County
UnitedHealthcare (AARP Medicare Advantage)
4-star CMS rating
Humana
4-star CMS rating
Baylor Scott & White Health Plan
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Erath County
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Erath County has 1
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸Texas Health Stephenville (Texas Health Harris Methodist Hospital Stephenville)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Baylor Scott & White Health Plan 4★
Search "Baylor Scott provider directory" or call the carrier directly.
Free help in Erath County: Texas HICAP — call 1-800-252-9240.
SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 131 days
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Major hospitals: Texas Health Stephenville (Texas Health Harris Methodist Hospital Stephenville)
Frequently Asked Questions
How many Medicare beneficiaries live in Erath County?▾
About 7,830 Texans in Erath County are enrolled in Medicare as of May 2026 CMS data. About 45% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Erath County?▾
The largest carriers in Erath County are UnitedHealthcare (AARP Medicare Advantage), Humana, Baylor Scott & White Health Plan. We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Erath County?▾
Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Texas Health Stephenville (Texas Health Harris Methodist Hospital Stephenville).
How many Medicare Advantage plans are available in Erath County?▾
As of May 2026, about 16 Medicare Advantage plans are available to Erath County residents, led by UnitedHealth Group, Inc., Humana Inc., Health Care Service Corporation, CVS Health Corporation. We compare all of them side by side at no cost.
How does Medicare Advantage fit for young adults like me who live in Erath County?▾
Many young adults in Erath County are students at Tarleton State University. Medicare Advantage plans can offer comprehensive coverage including prescription drugs, but check if you qualify or need additional coverage through your school's health plan.
When is the best time to enroll in a Part C plan for someone living near Stephenville?▾
For those in Erath County, it’s important to enroll during Annual Enrollment Period (AEP) from Oct 15 to Dec 7. However, you can also make changes outside of AEP if your health status changes or if you move.
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