Medicare Advantage in Montague County, Texas. About 5,800 Medicare beneficiaries live here, with roughly 37 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare and Humana. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Montague County, TX has 5,800 Medicare beneficiaries per CMS Q1 2024 data, with about 37% enrolled in Medicare Advantage. The top medicare advantage carriers are UnitedHealthcare, Humana, Aetna. We compare these plans for free and never charge a fee.
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The Montague County medicare advantage market
At roughly 37% MA penetration, most of Montague County's 5,800 Medicare beneficiaries stay on Original Medicare, frequently paired with a Medigap policy. That pattern usually signals retirees here prize provider choice and predictable out-of-pocket costs over the lower premiums of MA. The county skews older than the Texas average (22% are 65 or older), which means heavy carrier competition and meaningful plan turnover each Annual Enrollment Period — a yearly review almost always pays off. UnitedHealthcare currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 16 Medicare Advantage plans are available in Montague County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Montague County at a glance
Population (2024 ACS)
21,046
Medicare beneficiaries
5,800
MA penetration
37%
Age 65 or older
22%
What makes Montague County different: Montague County's largest city, Bowie (~5,200-5,400 residents), has had no full-service hospital since Bowie Memorial Hospital closed in 2015; the Faith Community Health System ER that opened in Bowie in October 2023 shut down on October 6, 2024 after less than a year, leaving Nocona General Hospital in the north of the county as the only hospital actually located in Montague County. This thin local inpatient infrastructure pushes many of the county's roughly 5,800 Medicare beneficiaries toward United Regional in Wichita Falls (~35-40 miles away), and Medicare Advantage penetration here (~35%) sits below the Texas statewide average.
Top Medicare Advantage plans in Montague County
UnitedHealthcare (UnitedHealth Group)
4.5-star CMS rating
Humana
3.5-star CMS rating
Aetna (CVS Health)
3.5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Montague County
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Montague County has 2
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸Nocona General Hospital (Nocona, TX) - the only hospital located within Montague County
▸United Regional Health Care System (Wichita Falls, TX) - 325-bed regional referral center with the area's only Level II Trauma Center
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 131 days
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Major hospitals: Nocona General Hospital (Nocona, TX) - the only hospital located within Montague County, United Regional Health Care System (Wichita Falls, TX) - 325-bed regional referral center with the area's only Level II Trauma Center
Frequently Asked Questions
How many Medicare beneficiaries live in Montague County?▾
About 5,800 Texans in Montague County are enrolled in Medicare as of May 2026 CMS data. About 37% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Montague County?▾
The largest carriers in Montague County are UnitedHealthcare (UnitedHealth Group), Humana, Aetna (CVS Health). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Montague County?▾
Texas Health Information, Counseling and Advocacy Program (HICAP) (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Nocona General Hospital (Nocona, TX) - the only hospital located within Montague County, United Regional Health Care System (Wichita Falls, TX) - 325-bed regional referral center with the area's only Level II Trauma Center.
How many Medicare Advantage plans are available in Montague County?▾
As of May 2026, about 16 Medicare Advantage plans are available to Montague County residents, led by UnitedHealth Group, Inc., Humana Inc., CVS Health Corporation, Elevance Health, Inc.. We compare all of them side by side at no cost.
Why are there no hospitals in Bowie, and how does this affect Medicare Advantage enrollment?▾
Bowie, Montague County's largest city, has been without a full-service hospital since Bowie Memorial Hospital closed in 2015. The Faith Community Health System ER opened in October 2023 but shut down on October 6, 2024. This leaves Nocona General Hospital (35 miles away) as the nearest option for local residents. Given this situation, many beneficiaries choose Medicare Advantage plans that offer broader coverage options and access to a wider network of providers.
When can I enroll in Medicare Advantage plans?▾
You can enroll in Medicare Advantage during Annual Enrollment Period (AEP) from October 15 to December 7 each year. You can also join or switch to a plan outside the AEP if you have a Special Enrollment Period due to certain life changes, such as moving out of your current service area.
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