Medicare Advantage in Cameron County, Texas. About 73,351 Medicare beneficiaries live here, with roughly 75 percent in Medicare Advantage plans. Top carriers include Humana Gold Plus H4007 and WellMed Medicare Advantage. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.

Cameron County Medicare Advantage Plans

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Matt Giron

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Cameron County Medicare Advantage — quick answer

Cameron County, TX has 73,351 Medicare beneficiaries per CMS Q1 2024 data, with about 75% enrolled in Medicare Advantage. The top medicare advantage carriers are Humana Gold Plus H4007, WellMed Medicare Advantage, Amerigroup Texas. We compare these plans for free and never charge a fee.

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The Cameron County medicare advantage market

Cameron County posts one of the highest Medicare Advantage adoption rates in Texas — roughly 75% of its 73,351 beneficiaries chose an MA plan over Original Medicare. That level of uptake usually means carriers compete hard locally, so the extra benefits (dental, OTC allowance, transportation, gym) tend to be richer than the Texas average. Only 14% of Cameron residents are 65 or older, so it's a younger county where fewer agents specialize in Medicare locally — exactly the gap a dedicated Texas agent fills. Humana Gold Plus H4007 currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 31 Medicare Advantage plans are available in Cameron County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).

Cameron County at a glance

Population (2024 ACS)
425,000
Medicare beneficiaries
73,351
MA penetration
75%
Age 65 or older
14%

What makes Cameron County different: Rio Grande Valley border county — 90% Hispanic, very high MA penetration. Spanish content mandatory; 'Winter Texan' snowbird inflow.

Top Medicare Advantage plans in Cameron County

  • Humana Gold Plus H4007 (HMO)

    4-star CMS rating

  • WellMed Medicare Advantage (HMO)

    4-star CMS rating

  • Amerigroup Texas (HMO D-SNP)

    4-star CMS rating

Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.

Before you enroll: verify your hospital + doctor in Cameron County

Each Medicare Advantage plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Cameron County has 3 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.

Major hospitals to verify

  • Valley Baptist Medical Center–Brownsville
  • Valley Regional Medical Center
  • South Texas Health System–Edinburg

Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.

Top Cameron carriers — network lookup

  • Humana Gold Plus H4007 4★
    Humana provider finder ↗
  • WellMed Medicare Advantage 4★
    Search "WellMed Medicare provider directory" or call the carrier directly.
  • Amerigroup Texas 4★
    Search "Amerigroup Texas provider directory" or call the carrier directly.

Free help in Cameron County: TX HICAP — Lower Rio Grande Valley Development Council — call 1-800-252-9240. SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.

Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.

Medicare AEP opens in 131 days

131 daysuntil open

Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.

Check SEP eligibility (15-min) →

Want to talk it through?

Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Cameron County plans that fit your situation.

Local resources in Cameron County

Frequently Asked Questions

How many Medicare beneficiaries live in Cameron County?

About 73,351 Texans in Cameron County are enrolled in Medicare as of May 2026 CMS data. About 75% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).

Who are the top Medicare carriers in Cameron County?

The largest carriers in Cameron County are Humana Gold Plus H4007 (HMO), WellMed Medicare Advantage (HMO), Amerigroup Texas (HMO D-SNP). We work with all of them and a few smaller carriers that often have better rates for specific situations.

What SHIP resources are available in Cameron County?

TX HICAP — Lower Rio Grande Valley Development Council (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Valley Baptist Medical Center–Brownsville, Valley Regional Medical Center, South Texas Health System–Edinburg.

How many Medicare Advantage plans are available in Cameron County?

As of May 2026, about 31 Medicare Advantage plans are available to Cameron County residents, led by UnitedHealth Group, Inc., Health Care Service Corporation, Humana Inc., Universal Health Services, Inc.. We compare all of them side by side at no cost.

How does Medicare Advantage work in Cameron County?

In Cameron County, most residents choose Medicare Advantage plans that bundle hospital, medical, and usually drug coverage. With over 70K beneficiaries and a high percentage of Hispanic residents, local carriers like Humana Gold Plus H4007 offer tailored options.

When can I enroll in Medicare Advantage for Cameron County?

You can enroll during the Annual Enrollment Period (AEP) from Oct 15 to Dec 7 each year. Seniors with specific life changes, like moving to Brownsville or needing a new plan, may also qualify for Special Enrollment Periods.

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