Medicare Advantage in Kerr County, Texas. About 17,858 Medicare beneficiaries live here, with roughly 36 percent in Medicare Advantage plans. Top carriers include Humana and UnitedHealthcare. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Kerr County, TX has 17,858 Medicare beneficiaries per CMS Q1 2024 data, with about 36% enrolled in Medicare Advantage. The top medicare advantage carriers are Humana, UnitedHealthcare, Aetna. We compare these plans for free and never charge a fee.
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The Kerr County medicare advantage market
At roughly 36% MA penetration, most of Kerr County's 17,858 Medicare beneficiaries stay on Original Medicare, frequently paired with a Medigap policy. That pattern usually signals retirees here prize provider choice and predictable out-of-pocket costs over the lower premiums of MA. The county skews older than the Texas average (28% are 65 or older), which means heavy carrier competition and meaningful plan turnover each Annual Enrollment Period — a yearly review almost always pays off. Humana currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 14 Medicare Advantage plans are available in Kerr County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Kerr County at a glance
Population (2024 ACS)
54,060
Medicare beneficiaries
17,858
MA penetration
36%
Age 65 or older
28%
What makes Kerr County different: Kerrville and the surrounding Hill Country make Kerr County one of the oldest-skewing counties in Texas, with roughly 28% of residents age 65+ and a median age near 49; it is a long-established retirement and ranch-country destination anchored by Peterson Health, the county's largest employer.
Top Medicare Advantage plans in Kerr County
Humana
3.5-star CMS rating
UnitedHealthcare
4-star CMS rating
Aetna
4-star CMS rating
Devoted Health
5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Kerr County
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Kerr County has 2
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
â–¸Peterson Regional Medical Center (Kerrville)
â–¸Kerrville VA Medical Center
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Free help in Kerr County: Texas HICAP — call 1-800-252-9240.
SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 131 days
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Major hospitals: Peterson Regional Medical Center (Kerrville), Kerrville VA Medical Center
Frequently Asked Questions
How many Medicare beneficiaries live in Kerr County?â–¾
About 17,858 Texans in Kerr County are enrolled in Medicare as of May 2026 CMS data. About 36% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Kerr County?â–¾
The largest carriers in Kerr County are Humana, UnitedHealthcare, Aetna, Devoted Health. We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Kerr County?â–¾
Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Peterson Regional Medical Center (Kerrville), Kerrville VA Medical Center.
How many Medicare Advantage plans are available in Kerr County?â–¾
As of May 2026, about 14 Medicare Advantage plans are available to Kerr County residents, led by Humana Inc., UnitedHealth Group, Inc., CVS Health Corporation, Devoted Health, Inc.. We compare all of them side by side at no cost.
How does Medicare Advantage fit for retirees living near Kerrville?â–¾
In Kerr County, with its high concentration of seniors and the presence of Peterson Regional Medical Center, Medicare Advantage plans can offer tailored coverage that includes hospital, medical, and drug benefits, making it a practical choice.
When is the best time to enroll in Medicare Advantage for Kerr County residents?â–¾
For Kerrville-area residents, consider enrolling during Annual Enrollment Period (AEP) from Oct 15 to Dec 7 each year. Also, look into Special Enrollment Periods if you have a life change event.
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