Livingston-area carriers, real enrollment data, free quotes from a licensed Texas agent.
✓ Free • no obligation • about 90 seconds
Matt Giron
Licensed in Texas
Polk County, TX has 19,020 Medicare beneficiaries per CMS Q1 2024 data, with about 47% enrolled in Medicare Advantage. The top medicare advantage carriers are Cigna, Humana, UnitedHealthcare. We compare these plans for free and never charge a fee.
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About 47% of Polk County's 19,020 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. The county skews older than the Texas average (24% are 65 or older), which means heavy carrier competition and meaningful plan turnover each Annual Enrollment Period — a yearly review almost always pays off. Cigna currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 25 Medicare Advantage plans are available in Polk County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
What makes Polk County different: Polk County wraps Lake Livingston, one of the largest lakes in Texas, drawing a large early-retiree population (about 24% of residents are 65+, median age 47.7) and the Escapees RV Club headquartered in Livingston; it is also home to the Alabama-Coushatta Tribe of Texas reservation.
Cigna (HealthSpring)
3.5-star CMS rating
Humana
3.5-star CMS rating
UnitedHealthcare
4-star CMS rating
WellCare (Centene)
3.5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Polk County has 2 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.
Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.
Free help in Polk County: Texas HICAP — call 1-800-252-9240. SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.
Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Check SEP eligibility (15-min) →Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Polk County plans that fit your situation.
About 19,020 Texans in Polk County are enrolled in Medicare as of May 2026 CMS data. About 47% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
The largest carriers in Polk County are Cigna (HealthSpring), Humana, UnitedHealthcare, WellCare (Centene). We work with all of them and a few smaller carriers that often have better rates for specific situations.
Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include CHI St. Luke's Health Memorial Livingston, CHI St. Luke's Health - The Woodlands (regional referral).
As of May 2026, about 25 Medicare Advantage plans are available to Polk County residents, led by UnitedHealth Group, Inc., Health Care Service Corporation, Humana Inc., CVS Health Corporation. We compare all of them side by side at no cost.
With a large early-retiree population and the Escapees RV Club in Livingston, many residents prefer plans that offer extra benefits like prescription drug coverage. Our local agent can help you find a plan tailored to your needs.
You can enroll during the Annual Enrollment Period (Oct 15-Dec 7) or during Special Enrollment Periods if you have a life change event. Matt is here to help you compare options and choose what’s right for you.
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