Conroe-area carriers, real enrollment data, free quotes from a licensed Texas agent.
✓ Free • no obligation • about 90 seconds
Matt Giron
Licensed in Texas
Montgomery County, TX has 122,356 Medicare beneficiaries per CMS Q1 2024 data, with about 53% enrolled in Medicare Advantage. The top medicare advantage carriers are Humana Gold Plus H4007, WellCare Texan Plus, UnitedHealthcare AARP Medicare Advantage Plan 1. We compare these plans for free and never charge a fee.
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About 53% of Montgomery County's 122,356 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. Only 14% of Montgomery residents are 65 or older, so it's a younger county where fewer agents specialize in Medicare locally — exactly the gap a dedicated Texas agent fills. Humana Gold Plus H4007 currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 37 Medicare Advantage plans are available in Montgomery County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
What makes Montgomery County different: The Woodlands + Conroe — Houston-MSA's fastest-growing retiree corridor. Strong Term Life + Final Expense demand from energy-sector retirees.
Humana Gold Plus H4007 (HMO)
4-star CMS rating
WellCare Texan Plus (HMO)
4-star CMS rating
UnitedHealthcare AARP Medicare Advantage Plan 1 (HMO)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Montgomery County has 3 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.
Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.
Free help in Montgomery County: TX HICAP — Houston-Galveston Area Council — call 1-800-252-9240. SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.
Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Check SEP eligibility (15-min) →Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Montgomery County plans that fit your situation.
About 122,356 Texans in Montgomery County are enrolled in Medicare as of May 2026 CMS data. About 53% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
The largest carriers in Montgomery County are Humana Gold Plus H4007 (HMO), WellCare Texan Plus (HMO), UnitedHealthcare AARP Medicare Advantage Plan 1 (HMO). We work with all of them and a few smaller carriers that often have better rates for specific situations.
TX HICAP — Houston-Galveston Area Council (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include HCA Houston Healthcare Conroe, Houston Methodist The Woodlands Hospital, Memorial Hermann The Woodlands.
As of May 2026, about 37 Medicare Advantage plans are available to Montgomery County residents, led by UnitedHealth Group, Inc., CVS Health Corporation, Humana Inc., Health Care Service Corporation. We compare all of them side by side at no cost.
With over 108,500 Medicare beneficiaries and the fastest-growing retiree corridor, our plans offer tailored coverage for local needs, including access to top hospitals like HCA Houston Healthcare Conroe. Get personalized advice from a licensed agent.
Enrollment periods include Annual Enrollment Period (AEP) from Oct 15-Dec 7, Open Enrollment Periods (OEP), and Special Enrollment Periods (SEP). Speak with a local agent for guidance on when it's right for you.
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