Medicare Advantage in Live Oak County, Texas. About 2,433 Medicare beneficiaries live here, with roughly 55 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare and Humana. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Live Oak County Medicare Advantage — quick answer
Live Oak County, TX has 2,433 Medicare beneficiaries per CMS Q1 2024 data, with about 55% enrolled in Medicare Advantage. The top medicare advantage carriers are UnitedHealthcare, Humana, Aetna. We compare these plans for free and never charge a fee.
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The Live Oak County medicare advantage market
About 55% of Live Oak County's 2,433 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. The county skews older than the Texas average (22% are 65 or older), which means heavy carrier competition and meaningful plan turnover each Annual Enrollment Period — a yearly review almost always pays off. UnitedHealthcare currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 10 Medicare Advantage plans are available in Live Oak County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Live Oak County at a glance
Population (2024 ACS)
11,620
Medicare beneficiaries
2,433
MA penetration
55%
Age 65 or older
22%
What makes Live Oak County different: Live Oak County has no hospital within its borders, so its roughly 2,550 Medicare beneficiaries rely on the 69-bed CHRISTUS Spohn Hospital in Beeville (about 24 miles away); despite this rural setting, Medicare Advantage penetration has more than doubled from about 25% in 2013 to 51% in 2024, with UnitedHealthcare and Humana alone covering nearly 90% of MA enrollees.
Top Medicare Advantage plans in Live Oak County
UnitedHealthcare
4-star CMS rating
Humana
4-star CMS rating
Aetna (CVS Health)
3.5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Live Oak County
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Live Oak County has 2
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
â–¸CHRISTUS Spohn Hospital - Beeville
â–¸CHRISTUS Spohn Hospital - Alice
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Free help in Live Oak County: Texas HICAP — call 1-800-252-9240.
SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 131 days
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Major hospitals: CHRISTUS Spohn Hospital - Beeville, CHRISTUS Spohn Hospital - Alice
Frequently Asked Questions
How many Medicare beneficiaries live in Live Oak County?â–¾
About 2,433 Texans in Live Oak County are enrolled in Medicare as of May 2026 CMS data. About 55% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Live Oak County?â–¾
The largest carriers in Live Oak County are UnitedHealthcare, Humana, Aetna (CVS Health). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Live Oak County?â–¾
Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include CHRISTUS Spohn Hospital - Beeville, CHRISTUS Spohn Hospital - Alice.
How many Medicare Advantage plans are available in Live Oak County?â–¾
As of May 2026, about 10 Medicare Advantage plans are available to Live Oak County residents, led by UnitedHealth Group, Inc., Humana Inc., CVS Health Corporation, Regency ISNP Holdings LLC. We compare all of them side by side at no cost.
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