Medicare Advantage in Franklin County, Texas. About 2,772 Medicare beneficiaries live here, with roughly 45 percent in Medicare Advantage plans. Top carriers include Humana and UnitedHealthcare. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Franklin County Medicare Advantage — quick answer
Franklin County, TX has 2,772 Medicare beneficiaries per CMS Q1 2024 data, with about 45% enrolled in Medicare Advantage. The top medicare advantage carriers are Humana, UnitedHealthcare. We compare these plans for free and never charge a fee.
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The Franklin County medicare advantage market
About 45% of Franklin County's 2,772 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. The county skews older than the Texas average (23% are 65 or older), which means heavy carrier competition and meaningful plan turnover each Annual Enrollment Period — a yearly review almost always pays off. Humana currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 10 Medicare Advantage plans are available in Franklin County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Franklin County at a glance
Population (2024 ACS)
10,632
Medicare beneficiaries
2,772
MA penetration
45%
Age 65 or older
23%
What makes Franklin County different: Franklin County has no hospital of its own (the nearest is CHRISTUS Health Mount Pleasant Hospital, ~15 miles away in Titus County). Its lakefront economy around 3,461-acre Lake Cypress Springs - dubbed 'the Hamptons of East Texas,' with 850+ waterfront properties along ~44.5 miles of shoreline - draws affluent retirees and second-home owners, lifting the share of residents 65+ to about 23% and pushing Medicare Advantage penetration to roughly 43% (1,116 of 2,623 beneficiaries per CMS 2024 data), unusually high for a rural Northeast Texas county.
Top Medicare Advantage plans in Franklin County
Humana
3.5-star CMS rating
UnitedHealthcare (AARP)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Franklin County
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Franklin County has 2
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
â–¸CHRISTUS Health Mount Pleasant Hospital (formerly Titus Regional Medical Center), Mount Pleasant
â–¸Family Care Center - Mount Vernon (Titus Regional Medical Center clinic)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 131 days
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Major hospitals: CHRISTUS Health Mount Pleasant Hospital (formerly Titus Regional Medical Center), Mount Pleasant, Family Care Center - Mount Vernon (Titus Regional Medical Center clinic)
Frequently Asked Questions
How many Medicare beneficiaries live in Franklin County?â–¾
About 2,772 Texans in Franklin County are enrolled in Medicare as of May 2026 CMS data. About 45% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Franklin County?â–¾
The largest carriers in Franklin County are Humana, UnitedHealthcare (AARP). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Franklin County?â–¾
Texas Health Information, Counseling and Advocacy Program (HICAP) (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include CHRISTUS Health Mount Pleasant Hospital (formerly Titus Regional Medical Center), Mount Pleasant, Family Care Center - Mount Vernon (Titus Regional Medical Center clinic).
How many Medicare Advantage plans are available in Franklin County?â–¾
As of May 2026, about 10 Medicare Advantage plans are available to Franklin County residents, led by UnitedHealth Group, Inc., Humana Inc., CHRISTUS Health, Health Care Service Corporation. We compare all of them side by side at no cost.
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