Medicare Advantage in Wilbarger County, Texas. About 2,828 Medicare beneficiaries live here, with roughly 39 percent in Medicare Advantage plans. Top carriers include Humana and UnitedHealthcare. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Wilbarger County Medicare Advantage — quick answer
Wilbarger County, TX has 2,828 Medicare beneficiaries per CMS Q1 2024 data, with about 39% enrolled in Medicare Advantage. The top medicare advantage carriers are Humana, UnitedHealthcare, Humana USAA Honor Giveback. We compare these plans for free and never charge a fee.
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The Wilbarger County medicare advantage market
At roughly 39% MA penetration, most of Wilbarger County's 2,828 Medicare beneficiaries stay on Original Medicare, frequently paired with a Medigap policy. That pattern usually signals retirees here prize provider choice and predictable out-of-pocket costs over the lower premiums of MA. Humana currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 8 Medicare Advantage plans are available in Wilbarger County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Wilbarger County at a glance
Population (2024 ACS)
12,616
Medicare beneficiaries
2,828
MA penetration
39%
Age 65 or older
20%
What makes Wilbarger County different: Despite being a rural agricultural county anchored by the historic Waggoner Ranch (the largest U.S. ranch under one fence, headquartered just south of Vernon), Health Care & Social Assistance is Wilbarger County's single largest employment sector (roughly 1,200 workers), centered on the county-district-owned Wilbarger General Hospital, a 28-bed acute-care facility and Level IV Trauma Center in Vernon; CMS/KFF data show Medicare Advantage penetration of roughly 42% in 2024, near the rural average, with Humana and UnitedHealthcare the dominant carriers (the only carriers in the county's top individual-market MA plans by enrollment).
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Wilbarger County
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Wilbarger County has 1
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸Wilbarger General Hospital (Vernon, TX)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Free help in Wilbarger County: Texas HICAP — call 1-800-252-9240.
SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 131 days
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Major hospitals: Wilbarger General Hospital (Vernon, TX)
Frequently Asked Questions
How many Medicare beneficiaries live in Wilbarger County?▾
About 2,828 Texans in Wilbarger County are enrolled in Medicare as of May 2026 CMS data. About 39% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Wilbarger County?▾
The largest carriers in Wilbarger County are Humana (HumanaChoice H0473-005 PPO), UnitedHealthcare (UHC Medicare Advantage TX-0030 Regional PPO, contract R6801-012), Humana USAA Honor Giveback (PPO, contract H5216). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Wilbarger County?▾
Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Wilbarger General Hospital (Vernon, TX).
How many Medicare Advantage plans are available in Wilbarger County?▾
As of May 2026, about 8 Medicare Advantage plans are available to Wilbarger County residents, led by UnitedHealth Group, Inc., Humana Inc., CVS Health Corporation, Elevance Health, Inc.. We compare all of them side by side at no cost.
How does Medicare Advantage work in Wilbarger County?▾
In Wilbarger County, Medicare Advantage plans bundle hospital, medical, and drug coverage. With over 2,800 beneficiaries, Humana and UnitedHealthcare are the top carriers, offering essential health services near Vernon.
When can I enroll in a Medicare Advantage plan?▾
You can enroll during the Annual Enrollment Period from Oct 15 to Dec 7 each year. Special enrollment periods may also apply if you move or experience other qualifying life events.
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