Medicare Advantage in Henderson County, Texas. About 23,505 Medicare beneficiaries live here, with roughly 53 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare and Cigna HealthSpring Preferred Savings. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Henderson County Medicare Advantage — quick answer
Henderson County, TX has 23,505 Medicare beneficiaries per CMS Q1 2024 data, with about 53% enrolled in Medicare Advantage. The top medicare advantage carriers are UnitedHealthcare, Cigna HealthSpring Preferred Savings, Humana Gold Plus. We compare these plans for free and never charge a fee.
Prefer to listen?
Free audio version, generated on demand by Google Cloud Text-to-Speech.
The Henderson County medicare advantage market
About 53% of Henderson County's 23,505 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. The county skews older than the Texas average (23% are 65 or older), which means heavy carrier competition and meaningful plan turnover each Annual Enrollment Period — a yearly review almost always pays off. UnitedHealthcare currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 26 Medicare Advantage plans are available in Henderson County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Henderson County at a glance
Population (2024 ACS)
87,467
Medicare beneficiaries
23,505
MA penetration
53%
Age 65 or older
23%
What makes Henderson County different: Henderson County is one of the oldest counties in East Texas: 23.1% of residents are 65+, far above the Texas average of about 14%, driven by retirees ringing the Cedar Creek Lake reservoir near Athens. Roughly 8,400 of its Medicare beneficiaries are already enrolled in Medicare Advantage, led by UnitedHealthcare's AARP plans and Cigna HealthSpring.
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Henderson County
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Henderson County has 2
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸UT Health Athens (UT Health East Texas)
▸UT Health Henderson
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Free help in Henderson County: Texas HICAP — call 1-800-252-9240.
SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 131 days
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Major hospitals: UT Health Athens (UT Health East Texas), UT Health Henderson
Frequently Asked Questions
How many Medicare beneficiaries live in Henderson County?▾
About 23,505 Texans in Henderson County are enrolled in Medicare as of May 2026 CMS data. About 53% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Henderson County?▾
The largest carriers in Henderson County are UnitedHealthcare (AARP Medicare Advantage Essentials, HMO-POS), Cigna HealthSpring Preferred Savings (HMO), Humana Gold Plus (HMO). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Henderson County?▾
Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include UT Health Athens (UT Health East Texas), UT Health Henderson.
How many Medicare Advantage plans are available in Henderson County?▾
As of May 2026, about 26 Medicare Advantage plans are available to Henderson County residents, led by UnitedHealth Group, Inc., Humana Inc., Health Care Service Corporation, CVS Health Corporation. We compare all of them side by side at no cost.
How does Medicare Advantage enrollment impact local retirees?▾
In Henderson County, about 23.1% of residents are 65+, significantly higher than the Texas average. This high concentration of seniors means many are already enrolled in UnitedHealthcare's AARP plans or Cigna HealthSpring, making it crucial to understand your options.
When is the best time for Medicare Advantage enrollment?▾
The Annual Enrollment Period (AEP) runs from October 15 to December 7. Outside this period, you can enroll during Open Enrollment Periods or Special Enrollment Periods if there's a qualifying life event.
Hey 👋 — I'm trained on every page of gironagency.com. Ask me anything
about Medicare, ACA, or life insurance and I'll cite the exact source. For specific quotes or applications, I'll send you to Matt.
Try one of these
Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.
