Medicare Advantage in Comal County, Texas. About 47,114 Medicare beneficiaries live here, with roughly 45 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare / AARP Medicare Advantage and HumanaChoice H5216-360. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Comal County, TX has 47,114 Medicare beneficiaries per CMS Q1 2024 data, with about 45% enrolled in Medicare Advantage. The top medicare advantage carriers are UnitedHealthcare / AARP Medicare Advantage, HumanaChoice H5216-360, Aetna. We compare these plans for free and never charge a fee.
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The Comal County medicare advantage market
About 45% of Comal County's 47,114 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. UnitedHealthcare / AARP Medicare Advantage currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 31 Medicare Advantage plans are available in Comal County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Comal County at a glance
Population (2024 ACS)
201,600
Medicare beneficiaries
47,114
MA penetration
45%
Age 65 or older
19%
What makes Comal County different: Comal County (New Braunfels/Gruene/Canyon Lake) is one of the fastest-growing counties in the nation and a Hill Country retirement magnet, with about 19% of residents age 65+ - well above the Texas average of 14%. That affluent retiree base keeps Medicare Advantage penetration relatively modest (~33%), as many opt for Medicare Supplement. New Braunfels is served by two competing hospitals: CHRISTUS Santa Rosa-New Braunfels (132 beds) and Resolute Health/Resolute Baptist (128 beds).
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Comal County
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Comal County has 2
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸CHRISTUS Santa Rosa Hospital - New Braunfels
▸Resolute Health Hospital (Resolute Baptist), New Braunfels
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 131 days
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Major hospitals: CHRISTUS Santa Rosa Hospital - New Braunfels, Resolute Health Hospital (Resolute Baptist), New Braunfels
Frequently Asked Questions
How many Medicare beneficiaries live in Comal County?▾
About 47,114 Texans in Comal County are enrolled in Medicare as of May 2026 CMS data. About 45% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Comal County?▾
The largest carriers in Comal County are UnitedHealthcare / AARP Medicare Advantage (TX-21 Essentials & TX-28 Extras, HMO-POS), HumanaChoice H5216-360 (PPO), Aetna, WellCare. We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Comal County?▾
Texas HICAP (Health Information, Counseling and Advocacy Program) (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include CHRISTUS Santa Rosa Hospital - New Braunfels, Resolute Health Hospital (Resolute Baptist), New Braunfels.
How many Medicare Advantage plans are available in Comal County?▾
As of May 2026, about 31 Medicare Advantage plans are available to Comal County residents, led by UnitedHealth Group, Inc., Humana Inc., CVS Health Corporation, Health Care Service Corporation. We compare all of them side by side at no cost.
Why does less than half of Comal County's Medicare beneficiaries choose Medicare Advantage?▾
While many affluent retirees prefer Medicare Supplement plans in New Braunfels, the unique growth and retirement magnet status make Medicare Advantage an attractive option. Our local agent can help you explore these benefits.
When is the best time to enroll in a Part C plan?▾
Annual Enrollment Period (AEP) runs from Oct 15 to Dec 7 each year, but Special Enrollment Periods are available for life changes. Contact us anytime for personalized guidance.
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Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.
