Medicare Part D in Comal County, Texas. About 47,114 Medicare beneficiaries live here, with roughly 45 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare / AARP Medicare Advantage and HumanaChoice H5216-360. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.

Comal County Medicare Part D Plans

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Matt Giron

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Comal County Medicare Part D — quick answer

Comal County, TX has 47,114 Medicare beneficiaries per CMS Q1 2024 data, with about 45% enrolled in Medicare Advantage. The top medicare part d carriers are UnitedHealthcare / AARP Medicare Advantage, HumanaChoice H5216-360, Aetna. We compare these plans for free and never charge a fee.

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The Comal County medicare part d market

About 45% of Comal County's 47,114 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. UnitedHealthcare / AARP Medicare Advantage currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 31 Medicare Advantage plans are available in Comal County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).

Comal County at a glance

Population (2024 ACS)
201,600
Medicare beneficiaries
47,114
MA penetration
45%
Age 65 or older
19%

What makes Comal County different: Comal County (New Braunfels/Gruene/Canyon Lake) is one of the fastest-growing counties in the nation and a Hill Country retirement magnet, with about 19% of residents age 65+ - well above the Texas average of 14%. That affluent retiree base keeps Medicare Advantage penetration relatively modest (~33%), as many opt for Medicare Supplement. New Braunfels is served by two competing hospitals: CHRISTUS Santa Rosa-New Braunfels (132 beds) and Resolute Health/Resolute Baptist (128 beds).

Top Medicare Advantage plans in Comal County

  • UnitedHealthcare / AARP Medicare Advantage (TX-21 Essentials & TX-28 Extras, HMO-POS)

    4-star CMS rating

  • HumanaChoice H5216-360 (PPO)

    4-star CMS rating

  • Aetna

    4-star CMS rating

  • WellCare

    3.5-star CMS rating

Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.

Before you enroll: verify your hospital + doctor in Comal County

Each Medicare Part D plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Comal County has 2 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.

Major hospitals to verify

  • CHRISTUS Santa Rosa Hospital - New Braunfels
  • Resolute Health Hospital (Resolute Baptist), New Braunfels

Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.

Top Comal carriers — network lookup

Free help in Comal County: Texas HICAP (Health Information, Counseling and Advocacy Program) — call 1-800-252-9240. SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.

Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.

Medicare AEP opens in 131 days

131 daysuntil open

Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.

Check SEP eligibility (15-min) →

Want to talk it through?

Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Comal County plans that fit your situation.

Local resources in Comal County

Frequently Asked Questions

How many Medicare beneficiaries live in Comal County?

About 47,114 Texans in Comal County are enrolled in Medicare as of May 2026 CMS data. About 45% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).

Who are the top Medicare carriers in Comal County?

The largest carriers in Comal County are UnitedHealthcare / AARP Medicare Advantage (TX-21 Essentials & TX-28 Extras, HMO-POS), HumanaChoice H5216-360 (PPO), Aetna, WellCare. We work with all of them and a few smaller carriers that often have better rates for specific situations.

What SHIP resources are available in Comal County?

Texas HICAP (Health Information, Counseling and Advocacy Program) (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include CHRISTUS Santa Rosa Hospital - New Braunfels, Resolute Health Hospital (Resolute Baptist), New Braunfels.

How many Medicare Advantage plans are available in Comal County?

As of May 2026, about 31 Medicare Advantage plans are available to Comal County residents, led by UnitedHealth Group, Inc., Humana Inc., CVS Health Corporation, Health Care Service Corporation. We compare all of them side by side at no cost.

Why do many seniors in Comal County choose Medicare Supplement over Advantage plans?

In Comal County, around 19% of residents are age 65+, and many opt for Medicare Supplement due to the affluent retiree base, keeping Medicare Advantage penetration relatively low at about 33%. Matt can help you find a plan that fits your needs.

When is the best time to enroll in Medicare Part D?

The Annual Enrollment Period (AEP) for Medicare Part D runs from October 15 to December 7. Outside this period, you can enroll during Open Enrollment Periods or Special Enrollment Periods if you have a qualifying life event.

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