Medicare Advantage in Kleberg County, Texas. About 5,441 Medicare beneficiaries live here, with roughly 70 percent in Medicare Advantage plans. Top carriers include Humana and UnitedHealthcare. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.

Kleberg County Medicare Advantage Plans

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Matt Giron

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Kleberg County Medicare Advantage — quick answer

Kleberg County, TX has 5,441 Medicare beneficiaries per CMS Q1 2024 data, with about 70% enrolled in Medicare Advantage. The top medicare advantage carriers are Humana, UnitedHealthcare, Aetna. We compare these plans for free and never charge a fee.

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The Kleberg County medicare advantage market

Kleberg County posts one of the highest Medicare Advantage adoption rates in Texas — roughly 70% of its 5,441 beneficiaries chose an MA plan over Original Medicare. That level of uptake usually means carriers compete hard locally, so the extra benefits (dental, OTC allowance, transportation, gym) tend to be richer than the Texas average. Only 14% of Kleberg residents are 65 or older, so it's a younger county where fewer agents specialize in Medicare locally — exactly the gap a dedicated Texas agent fills. Humana currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 16 Medicare Advantage plans are available in Kleberg County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).

Kleberg County at a glance

Population (2024 ACS)
30,301
Medicare beneficiaries
5,441
MA penetration
70%
Age 65 or older
14%

What makes Kleberg County different: Kleberg County is home to the legendary 825,000-acre King Ranch and Texas A&M University-Kingsville, giving it a comparatively young median age and a heavily Hispanic, working-age population unusual among Texas retiree counties (only about 14.5% are 65 or older). CHRISTUS Spohn Hospital - Kleberg, an acute-care facility in Kingsville, anchors local Medicare care.

Top Medicare Advantage plans in Kleberg County

  • Humana

    4-star CMS rating

  • UnitedHealthcare

    4-star CMS rating

  • Aetna

    3.5-star CMS rating

Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.

Before you enroll: verify your hospital + doctor in Kleberg County

Each Medicare Advantage plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Kleberg County has 1 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.

Major hospitals to verify

  • CHRISTUS Spohn Hospital - Kleberg (Kingsville)

Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.

Top Kleberg carriers — network lookup

Free help in Kleberg County: Texas HICAP — call 1-800-252-9240. SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.

Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.

Medicare AEP opens in 131 days

131 daysuntil open

Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.

Check SEP eligibility (15-min) →

Want to talk it through?

Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Kleberg County plans that fit your situation.

Local resources in Kleberg County

Frequently Asked Questions

How many Medicare beneficiaries live in Kleberg County?

About 5,441 Texans in Kleberg County are enrolled in Medicare as of May 2026 CMS data. About 70% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).

Who are the top Medicare carriers in Kleberg County?

The largest carriers in Kleberg County are Humana, UnitedHealthcare, Aetna. We work with all of them and a few smaller carriers that often have better rates for specific situations.

What SHIP resources are available in Kleberg County?

Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include CHRISTUS Spohn Hospital - Kleberg (Kingsville).

How many Medicare Advantage plans are available in Kleberg County?

As of May 2026, about 16 Medicare Advantage plans are available to Kleberg County residents, led by UnitedHealth Group, Inc., Humana Inc., Health Care Service Corporation, CVS Health Corporation. We compare all of them side by side at no cost.

How does Medicare Advantage fit for working-age families in Kleberg County?

With a younger median age and a significant working-age population, many residents might benefit from Medicare Advantage plans that offer additional services like vision and dental coverage. These plans can be particularly useful for those still working or caring for family members.

When is the best time to enroll in a Medicare Advantage plan in Kleberg County?

The Annual Enrollment Period (AEP) from October 15 to December 7 is ideal for reviewing options, but you can also enroll during Special Enrollment Periods if your circumstances change. It’s important to consider local hospital networks and carrier offerings like Humana or UnitedHealthcare.

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