Medicare Supplement in Wakulla County, Florida. About 8,075 Medicare beneficiaries live here, with roughly 66 percent in Medicare Advantage plans. Top carriers include Capital Health Plan and Humana. For free help comparing plans, call Giron Agency, a licensed Florida agency, or visit gironagency.com.

Wakulla County Medicare Supplement Plans

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Matt Giron

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Wakulla County Medicare Supplement — quick answer

Wakulla County, FL has 8,075 Medicare beneficiaries per CMS Q1 2024 data, with about 66% enrolled in Medicare Advantage. The top medicare supplement carriers are Capital Health Plan, Humana, UnitedHealthcare. We compare these plans for free and never charge a fee.

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The Wakulla County medicare supplement market

Wakulla County posts one of the highest Medicare Advantage adoption rates in Florida — roughly 66% of its 8,075 beneficiaries chose an MA plan over Original Medicare. That level of uptake usually means carriers compete hard locally, so the extra benefits (dental, OTC allowance, transportation, gym) tend to be richer than the Florida average. Capital Health Plan currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 15 Medicare Advantage plans are available in Wakulla County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).

Wakulla County at a glance

Population (2024 ACS)
37,115
Medicare beneficiaries
8,075
MA penetration
66%
Age 65 or older
18%

What makes Wakulla County different: Wakulla County functions largely as a coastal bedroom community for Tallahassee, with county seat Crawfordville just 18 miles south of the capital and many residents commuting to government, education and healthcare jobs. Despite its modest size, Medicare Advantage penetration is high at roughly 62%, led by Tallahassee-based Capital Health Plan.

Top Medicare Advantage plans in Wakulla County

  • Capital Health Plan

    5-star CMS rating

  • Humana

    4.5-star CMS rating

  • UnitedHealthcare

    4-star CMS rating

Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.

Before you enroll: verify your hospital + doctor in Wakulla County

Each Medicare Supplement plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Wakulla County has 3 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.

Major hospitals to verify

  • Tallahassee Memorial HealthCare — Physician Partners Wakulla (Crawfordville)
  • Tallahassee Memorial HealthCare (Tallahassee, serving Wakulla)
  • HCA Florida Capital Hospital (Tallahassee, serving Wakulla)

Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.

Top Wakulla carriers — network lookup

Free help in Wakulla County: Florida SHINE — Wakulla County — call 1-800-963-5337. SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.

Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.

Medicare AEP opens in 131 days

131 daysuntil open

Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.

Check SEP eligibility (15-min) →

Want to talk it through?

Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Wakulla County plans that fit your situation.

Local resources in Wakulla County

Frequently Asked Questions

How many Medicare beneficiaries live in Wakulla County?

About 8,075 Floridians in Wakulla County are enrolled in Medicare as of May 2026 CMS data. About 66% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).

Who are the top Medicare carriers in Wakulla County?

The largest carriers in Wakulla County are Capital Health Plan, Humana, UnitedHealthcare. We work with all of them and a few smaller carriers that often have better rates for specific situations.

What SHIP resources are available in Wakulla County?

Florida SHINE — Wakulla County (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include Tallahassee Memorial HealthCare — Physician Partners Wakulla (Crawfordville), Tallahassee Memorial HealthCare (Tallahassee, serving Wakulla), HCA Florida Capital Hospital (Tallahassee, serving Wakulla).

How many Medicare Advantage plans are available in Wakulla County?

As of May 2026, about 15 Medicare Advantage plans are available to Wakulla County residents, led by Guidewell Mutual Holding Corporation, UnitedHealth Group, Inc., Humana Inc., Centene Corporation. We compare all of them side by side at no cost.

How does Medicare Advantage being so common in Wakulla County affect my choices?

While many residents opt for Medicare Advantage plans like Capital Health Plan, you can still explore traditional Medicare with supplemental coverage. Matt can help you compare options and find the best fit.

When should I enroll in a Medicare Supplement plan in Wakulla County?

You can enroll year-round through Special Enrollment Periods or during Annual Election Period (Oct 15-Dec 7). Matt is here to guide you through the process and help you make informed decisions.

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