Medicare Supplement in Gadsden County, Florida. About 11,306 Medicare beneficiaries live here, with roughly 71 percent in Medicare Advantage plans. Top carriers include Capital Health Plan and Humana. For free help comparing plans, call Giron Agency, a licensed Florida agency, or visit gironagency.com.
Gadsden County, FL has 11,306 Medicare beneficiaries per CMS Q1 2024 data, with about 71% enrolled in Medicare Advantage. The top medicare supplement carriers are Capital Health Plan, Humana, UnitedHealthcare. We compare these plans for free and never charge a fee.
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The Gadsden County medicare supplement market
Gadsden County posts one of the highest Medicare Advantage adoption rates in Florida — roughly 71% of its 11,306 beneficiaries chose an MA plan over Original Medicare. That level of uptake usually means carriers compete hard locally, so the extra benefits (dental, OTC allowance, transportation, gym) tend to be richer than the Florida average. Capital Health Plan currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 14 Medicare Advantage plans are available in Gadsden County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Gadsden County at a glance
Population (2024 ACS)
44,151
Medicare beneficiaries
11,306
MA penetration
71%
Age 65 or older
21%
What makes Gadsden County different: Gadsden is the only majority-Black county in Florida, and its seat Quincy was once among the wealthiest towns per capita in the U.S. thanks to the 'Coca-Cola millionaires' who invested local shade-tobacco fortunes into Coca-Cola stock. Medicare Advantage penetration here is the third-highest of any Florida county at roughly 68%, dominated by Tallahassee-based Capital Health Plan.
Top Medicare Advantage plans in Gadsden County
Capital Health Plan
5-star CMS rating
Humana
4.5-star CMS rating
UnitedHealthcare (AARP)
4.5-star CMS rating
Preferred Care Partners (UnitedHealthcare)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Gadsden County
Each Medicare Supplement plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Gadsden County has 3
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸HCA Florida Gadsden Emergency (Quincy)
▸Tallahassee Memorial Gadsden Outpatient Rehabilitation Center (Quincy)
▸HCA Florida Capital Hospital (Tallahassee, serving Gadsden)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Top Gadsden carriers — network lookup
Capital Health Plan 5★
Search "Capital Health provider directory" or call the carrier directly.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 131 days
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Major hospitals: HCA Florida Gadsden Emergency (Quincy), Tallahassee Memorial Gadsden Outpatient Rehabilitation Center (Quincy), HCA Florida Capital Hospital (Tallahassee, serving Gadsden)
Frequently Asked Questions
How many Medicare beneficiaries live in Gadsden County?▾
About 11,306 Floridians in Gadsden County are enrolled in Medicare as of May 2026 CMS data. About 71% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Gadsden County?▾
The largest carriers in Gadsden County are Capital Health Plan, Humana, UnitedHealthcare (AARP), Preferred Care Partners (UnitedHealthcare). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Gadsden County?▾
Florida SHINE — Gadsden County (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include HCA Florida Gadsden Emergency (Quincy), Tallahassee Memorial Gadsden Outpatient Rehabilitation Center (Quincy), HCA Florida Capital Hospital (Tallahassee, serving Gadsden).
How many Medicare Advantage plans are available in Gadsden County?▾
As of May 2026, about 14 Medicare Advantage plans are available to Gadsden County residents, led by Guidewell Mutual Holding Corporation, UnitedHealth Group, Inc., Humana Inc., Centene Corporation. We compare all of them side by side at no cost.
How does the high percentage of Medicare Advantage plans affect residents in Gadsden County?▾
With 68% of residents enrolled in Medicare Advantage, most locals are already familiar with these plans. However, Matt can help you understand how Plans G, N, and high-deductible G can complement your coverage from Capital Health Plan.
When is the best time to enroll in Medicare Supplement plans in Quincy?▾
You can enroll year-round through Special Enrollment Periods (SEPs) or during Annual Enrollment Period (AEP), which runs from October 15 to December 7. Matt is here to guide you through the process, ensuring you choose a plan that fits your needs.
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Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.
