Medicare Supplement in Levy County, Florida. About 14,335 Medicare beneficiaries live here, with roughly 56 percent in Medicare Advantage plans. Top carriers include Humana and Preferred Care Partners. For free help comparing plans, call Giron Agency, a licensed Florida agency, or visit gironagency.com.
Levy County, FL has 14,335 Medicare beneficiaries per CMS Q1 2024 data, with about 56% enrolled in Medicare Advantage. The top medicare supplement carriers are Humana, Preferred Care Partners, UnitedHealthcare. We compare these plans for free and never charge a fee.
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The Levy County medicare supplement market
About 56% of Levy County's 14,335 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. The county skews older than the Florida average (25% are 65 or older), which means heavy carrier competition and meaningful plan turnover each Annual Enrollment Period — a yearly review almost always pays off. Humana currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 15 Medicare Advantage plans are available in Levy County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Levy County at a glance
Population (2024 ACS)
49,396
Medicare beneficiaries
14,335
MA penetration
56%
Age 65 or older
25%
What makes Levy County different: Coastal Levy County is anchored by Cedar Key, which produces the bulk of Florida's farm-raised hard clams — hundreds of millions of clams a year supporting a multimillion-dollar aquaculture economy. Levy is effectively a hospital desert: its last inpatient hospital, Regional General Hospital in Williston, closed in 2019, so its high 65-plus retiree population (24.8%) now travels to Gainesville or Ocala for inpatient care.
Top Medicare Advantage plans in Levy County
Humana
4.5-star CMS rating
Preferred Care Partners (UnitedHealth)
4.5-star CMS rating
UnitedHealthcare
4-star CMS rating
WellCare (Centene)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Levy County
Each Medicare Supplement plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Levy County has 2
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸UF Health Shands Hospital (Gainesville, nearest tertiary inpatient)
▸HCA Florida Ocala Hospital (nearest inpatient to south Levy)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 131 days
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Major hospitals: UF Health Shands Hospital (Gainesville, nearest tertiary inpatient), HCA Florida Ocala Hospital (nearest inpatient to south Levy)
Frequently Asked Questions
How many Medicare beneficiaries live in Levy County?▾
About 14,335 Floridians in Levy County are enrolled in Medicare as of May 2026 CMS data. About 56% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Levy County?▾
The largest carriers in Levy County are Humana, Preferred Care Partners (UnitedHealth), UnitedHealthcare, WellCare (Centene). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Levy County?▾
Florida SHINE — Levy County (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include UF Health Shands Hospital (Gainesville, nearest tertiary inpatient), HCA Florida Ocala Hospital (nearest inpatient to south Levy).
How many Medicare Advantage plans are available in Levy County?▾
As of May 2026, about 15 Medicare Advantage plans are available to Levy County residents, led by UnitedHealth Group, Inc., Humana Inc., CVS Health Corporation, Guidewell Mutual Holding Corporation. We compare all of them side by side at no cost.
How does the local clam industry affect Medicare supplement plans for seniors in Levy County?▾
Levy County’s thriving clam farming industry, centered in Cedar Key, significantly impacts healthcare needs. Given the high concentration of retirees, comprehensive Medicare Supplement plans like G, N, and high-deductible G are crucial to cover additional costs not addressed by Original Medicare.
When is the best time for seniors to enroll in Medicare Supplement plans?▾
Seniors can enroll during Annual Enrollment Period (Oct 15-Dec 7) or Special Enrollment Periods if there's a qualifying event. It’s important to review your options annually to ensure you have adequate coverage, especially given the unique healthcare challenges in Levy County.
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