Final Expense in Wakulla County, Florida. About 8,075 Medicare beneficiaries live here, with roughly 66 percent in Medicare Advantage plans. Top carriers include Capital Health Plan and Humana. For free help comparing plans, call Giron Agency, a licensed Florida agency, or visit gironagency.com.
Wakulla County, FL has about 37,115 residents per the 2024 ACS 5-year estimates (18% age 65 or older). The leading insurance carriers serving the county for final expense include Capital Health Plan, Humana, UnitedHealthcare. We compare options at no cost to you.
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The Wakulla County final expense market
Wakulla County has about 37,115 residents, 18% of them 65 or older. For final expense, the carriers with the strongest local presence include Capital Health Plan, Humana, UnitedHealthcare — but the right fit depends on your household size, income, and which doctors you want to keep. We compare Capital Health Plan against every other carrier serving Wakulla County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Wakulla County at a glance
Population (2024 ACS)
37,115
Medicare beneficiaries
8,075
MA penetration
66%
Age 65 or older
18%
What makes Wakulla County different: Wakulla County functions largely as a coastal bedroom community for Tallahassee, with county seat Crawfordville just 18 miles south of the capital and many residents commuting to government, education and healthcare jobs. Despite its modest size, Medicare Advantage penetration is high at roughly 62%, led by Tallahassee-based Capital Health Plan.
Top carriers in Wakulla County
Capital Health Plan
5-star CMS rating
Humana
4.5-star CMS rating
UnitedHealthcare
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Wakulla County
Each Final Expense plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Wakulla County has 3
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸Tallahassee Memorial HealthCare — Physician Partners Wakulla (Crawfordville)
▸Tallahassee Memorial HealthCare (Tallahassee, serving Wakulla)
▸HCA Florida Capital Hospital (Tallahassee, serving Wakulla)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Top Wakulla carriers — network lookup
Capital Health Plan 5★
Search "Capital Health provider directory" or call the carrier directly.
Major hospitals: Tallahassee Memorial HealthCare — Physician Partners Wakulla (Crawfordville), Tallahassee Memorial HealthCare (Tallahassee, serving Wakulla), HCA Florida Capital Hospital (Tallahassee, serving Wakulla)
Frequently Asked Questions
How many people live in Wakulla County?▾
Wakulla County has about 37,115 residents per the 2024 ACS 5-year estimates; 18% are age 65 or older.
Who are the top insurers in Wakulla County?▾
The largest carriers in Wakulla County are Capital Health Plan, Humana, UnitedHealthcare. We work with all of them and a few smaller carriers that often have better rates for specific situations.
What state resources are available in Wakulla County?▾
Florida SHINE — Wakulla County (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include Tallahassee Memorial HealthCare — Physician Partners Wakulla (Crawfordville), Tallahassee Memorial HealthCare (Tallahassee, serving Wakulla), HCA Florida Capital Hospital (Tallahassee, serving Wakulla).
Does the high Medicare Advantage penetration in Wakulla County affect final expense coverage options?▾
Yes, due to the high Medicare Advantage presence (62%), many seniors are choosing these plans. However, our $5,000-$50,000 simplified-issue whole life insurance can still provide essential funeral and burial costs, offering a free quote from a licensed agent in Crawfordville.
When is the best time to enroll in final expense coverage?▾
You can enroll at any time, but it's especially important during Annual Enrollment Period (AEP) from Oct 15-Dec 7. Our local agent can help you assess your needs and compare options without cost.
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Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.
