Medicare Supplement in Bradford County, Florida. About 6,348 Medicare beneficiaries live here, with roughly 52 percent in Medicare Advantage plans. Top carriers include Humana and UnitedHealthcare. For free help comparing plans, call Giron Agency, a licensed Florida agency, or visit gironagency.com.
Bradford County Medicare Supplement — quick answer
Bradford County, FL has 6,348 Medicare beneficiaries per CMS Q1 2024 data, with about 52% enrolled in Medicare Advantage. The top medicare supplement carriers are Humana, UnitedHealthcare, Florida Blue Medicare. We compare these plans for free and never charge a fee.
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The Bradford County medicare supplement market
About 52% of Bradford County's 6,348 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. Humana currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 11 Medicare Advantage plans are available in Bradford County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Bradford County at a glance
Population (2024 ACS)
28,460
Medicare beneficiaries
6,348
MA penetration
52%
Age 65 or older
19%
What makes Bradford County different: Bradford is one of Florida's smallest counties by land area and home to Florida State Prison and the Reception and Medical Center in Raiford, making state corrections a dominant local employer alongside agriculture. The county has no acute-care inpatient hospital of its own; local care is anchored by HCA Florida Starke Emergency (a freestanding ER tied to HCA Florida North Florida Hospital), with inpatient cases referred to Gainesville in adjacent Alachua County.
Top Medicare Advantage plans in Bradford County
Humana
4-star CMS rating
UnitedHealthcare (AARP)
4-star CMS rating
Florida Blue Medicare
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Bradford County
Each Medicare Supplement plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Bradford County has 3
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 131 days
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Major hospitals: HCA Florida Starke Emergency (formerly Shands Starke), HCA Florida North Florida Hospital (Gainesville, Alachua County), UF Health Shands Hospital (Gainesville, Alachua County)
Frequently Asked Questions
How many Medicare beneficiaries live in Bradford County?▾
About 6,348 Floridians in Bradford County are enrolled in Medicare as of May 2026 CMS data. About 52% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Bradford County?▾
The largest carriers in Bradford County are Humana, UnitedHealthcare (AARP), Florida Blue Medicare. We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Bradford County?▾
Florida SHINE — Bradford County (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include HCA Florida Starke Emergency (formerly Shands Starke), HCA Florida North Florida Hospital (Gainesville, Alachua County), UF Health Shands Hospital (Gainesville, Alachua County).
How many Medicare Advantage plans are available in Bradford County?▾
As of May 2026, about 11 Medicare Advantage plans are available to Bradford County residents, led by Humana Inc., UnitedHealth Group, Inc., Guidewell Mutual Holding Corporation, Centene Corporation. We compare all of them side by side at no cost.
How does the lack of an acute-care hospital affect Medicare Supplement coverage?▾
In Bradford County, most care is provided at HCA Florida Starke Emergency, a freestanding ER. Plans G, N, and high-deductible G are crucial for covering gaps in Original Medicare, ensuring you have comprehensive coverage even when local hospitals can't handle more severe cases.
When should I enroll in Medicare Supplement plans?▾
You can enroll during Annual Enrollment Period (AEP) from Oct 15 to Dec 7 each year. Additionally, special enrollment periods apply if you move or experience a life change. These plans are designed for those aged 65+ and help fill gaps in Original Medicare.
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