Chipley-area carriers, real enrollment data, free quotes from a licensed Florida agent.
✓ Free • no obligation • about 90 seconds
Matt Giron
Licensed in Texas
Washington County, FL has 6,264 Medicare beneficiaries per CMS Q1 2024 data, with about 50% enrolled in Medicare Advantage. The top medicare supplement carriers are Humana, UnitedHealthcare, Florida Blue Medicare. We compare these plans for free and never charge a fee.
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About 50% of Washington County's 6,264 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. Humana currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 12 Medicare Advantage plans are available in Washington County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
What makes Washington County different: Washington County is a rural, medically underserved Panhandle county whose only hospital, the 59-bed Northwest Florida Community Hospital in Chipley, is a federally designated Critical Access Hospital. The county sits along I-10 between Panama City and Tallahassee with an economy rooted in agriculture and timber.
Humana
3.5-star CMS rating
UnitedHealthcare (AARP)
4-star CMS rating
Florida Blue Medicare
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Each Medicare Supplement plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Washington County has 2 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.
Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.
Free help in Washington County: Florida SHINE — Washington County — call 1-800-963-5337. SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.
Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Check SEP eligibility (15-min) →Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Washington County plans that fit your situation.
About 6,264 Floridians in Washington County are enrolled in Medicare as of May 2026 CMS data. About 50% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
The largest carriers in Washington County are Humana, UnitedHealthcare (AARP), Florida Blue Medicare. We work with all of them and a few smaller carriers that often have better rates for specific situations.
Florida SHINE — Washington County (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include Northwest Florida Community Hospital (Chipley, Critical Access), Doctors Memorial Hospital (Bonifay, Holmes County, adjacent).
As of May 2026, about 12 Medicare Advantage plans are available to Washington County residents, led by UnitedHealth Group, Inc., Humana Inc., Guidewell Mutual Holding Corporation, CVS Health Corporation. We compare all of them side by side at no cost.
Due to the unique rural nature and limited healthcare resources in Washington County, including its only 59-bed Critical Access Hospital in Chipley, it's important to carefully choose a Medicare Supplement plan that fits your specific needs. Matt can provide tailored advice considering these local factors.
Seniors should consider enrolling during Annual Enrollment Period (AEP) from October 15 to December 7, or Special Enrollment Periods if they have a life-changing event. Matt can help you compare options and find the right fit for your situation.
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