Medicare Advantage in Bradford County, Florida. About 6,348 Medicare beneficiaries live here, with roughly 52 percent in Medicare Advantage plans. Top carriers include Humana and UnitedHealthcare. For free help comparing plans, call Giron Agency, a licensed Florida agency, or visit gironagency.com.
Bradford County, FL has 6,348 Medicare beneficiaries per CMS Q1 2024 data, with about 52% enrolled in Medicare Advantage. The top medicare advantage carriers are Humana, UnitedHealthcare, Florida Blue Medicare. We compare these plans for free and never charge a fee.
Prefer to listen?
Free audio version, generated on demand by Google Cloud Text-to-Speech.
The Bradford County medicare advantage market
About 52% of Bradford County's 6,348 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. Humana currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 11 Medicare Advantage plans are available in Bradford County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Bradford County at a glance
Population (2024 ACS)
28,460
Medicare beneficiaries
6,348
MA penetration
52%
Age 65 or older
19%
What makes Bradford County different: Bradford is one of Florida's smallest counties by land area and home to Florida State Prison and the Reception and Medical Center in Raiford, making state corrections a dominant local employer alongside agriculture. The county has no acute-care inpatient hospital of its own; local care is anchored by HCA Florida Starke Emergency (a freestanding ER tied to HCA Florida North Florida Hospital), with inpatient cases referred to Gainesville in adjacent Alachua County.
Top Medicare Advantage plans in Bradford County
Humana
4-star CMS rating
UnitedHealthcare (AARP)
4-star CMS rating
Florida Blue Medicare
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Bradford County
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Bradford County has 3
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 131 days
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Major hospitals: HCA Florida Starke Emergency (formerly Shands Starke), HCA Florida North Florida Hospital (Gainesville, Alachua County), UF Health Shands Hospital (Gainesville, Alachua County)
Frequently Asked Questions
How many Medicare beneficiaries live in Bradford County?▾
About 6,348 Floridians in Bradford County are enrolled in Medicare as of May 2026 CMS data. About 52% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Bradford County?▾
The largest carriers in Bradford County are Humana, UnitedHealthcare (AARP), Florida Blue Medicare. We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Bradford County?▾
Florida SHINE — Bradford County (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include HCA Florida Starke Emergency (formerly Shands Starke), HCA Florida North Florida Hospital (Gainesville, Alachua County), UF Health Shands Hospital (Gainesville, Alachua County).
How many Medicare Advantage plans are available in Bradford County?▾
As of May 2026, about 11 Medicare Advantage plans are available to Bradford County residents, led by Humana Inc., UnitedHealth Group, Inc., Guidewell Mutual Holding Corporation, Centene Corporation. We compare all of them side by side at no cost.
How does Medicare Advantage fit with the unique healthcare needs of Bradford County residents?▾
Given Bradford County's lack of an acute-care hospital and reliance on HCA Florida Starke Emergency, Medicare Advantage plans can offer comprehensive coverage including hospital stays and medical care, ensuring local seniors have access to quality healthcare near home.
When is the best time for seniors in Bradford County to enroll in a Medicare Advantage plan?▾
Seniors should consider enrolling during the Annual Enrollment Period (AEP) from October 15th to December 7th, but they can also enroll outside this period due to Special Enrollment Periods (SEPs) if there's a change in their health or other qualifying life events.
Hey 👋 — I'm trained on every page of gironagency.com. Ask me anything
about Medicare, ACA, or life insurance and I'll cite the exact source. For specific quotes or applications, I'll send you to Matt.
Try one of these
Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.
