Medicare Supplement in Wood County, Texas. About 16,526 Medicare beneficiaries live here, with roughly 50 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare and Humana. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Wood County, TX has 16,526 Medicare beneficiaries per CMS Q1 2024 data, with about 50% enrolled in Medicare Advantage. The top medicare supplement carriers are UnitedHealthcare, Humana, WellCare. We compare these plans for free and never charge a fee.
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The Wood County medicare supplement market
About 50% of Wood County's 16,526 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. The county skews older than the Texas average (28% are 65 or older), which means heavy carrier competition and meaningful plan turnover each Annual Enrollment Period — a yearly review almost always pays off. UnitedHealthcare currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 18 Medicare Advantage plans are available in Wood County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Wood County at a glance
Population (2024 ACS)
50,223
Medicare beneficiaries
16,526
MA penetration
50%
Age 65 or older
28%
What makes Wood County different: Wood County is a retiree-heavy East Texas lake county: roughly 27.8% of residents are 65 or older, nearly double the Texas average of about 14%, drawn by Lake Fork, Lake Hawkins and Holly Lake Ranch. Critical-access UT Health Quitman (25 inpatient beds, Level IV trauma) anchors local care, with Quitman the county seat and Mineola its largest commercial center.
Top Medicare Advantage plans in Wood County
UnitedHealthcare (AARP Medicare Advantage)
4-star CMS rating
Humana
4-star CMS rating
WellCare (Centene)
3.5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Wood County
Each Medicare Supplement plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Wood County has 2
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸UT Health Quitman (UT Health East Texas)
▸CHRISTUS Trinity Mother Frances Health System (serving Mineola)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
WellCare 3.5★
Search "WellCare (Centene) provider directory" or call the carrier directly.
Free help in Wood County: Texas HICAP — call 1-800-252-9240.
SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 131 days
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Major hospitals: UT Health Quitman (UT Health East Texas), CHRISTUS Trinity Mother Frances Health System (serving Mineola)
Frequently Asked Questions
How many Medicare beneficiaries live in Wood County?▾
About 16,526 Texans in Wood County are enrolled in Medicare as of May 2026 CMS data. About 50% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Wood County?▾
The largest carriers in Wood County are UnitedHealthcare (AARP Medicare Advantage), Humana, WellCare (Centene). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Wood County?▾
Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include UT Health Quitman (UT Health East Texas), CHRISTUS Trinity Mother Frances Health System (serving Mineola).
How many Medicare Advantage plans are available in Wood County?▾
As of May 2026, about 18 Medicare Advantage plans are available to Wood County residents, led by UnitedHealth Group, Inc., Humana Inc., CHRISTUS Health, CVS Health Corporation. We compare all of them side by side at no cost.
How does living in a county with a high percentage of seniors affect my Medicare supplement options?▾
In Wood County, where nearly 28% are 65 or older, you have access to comprehensive Medicare Supplement plans like G, N, and high-deductible G. Local carriers such as UnitedHealthcare offer tailored coverage for this retiree-heavy community.
When is the best time to enroll in a Medicare supplement plan?▾
You can enroll during Annual Enrollment Period (AEP) from Oct 15 to Dec 7, or during Special Enrollment Periods if you have a life-changing event. Plans like G and N can help fill gaps in Original Medicare coverage year-round.
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