Medicare Supplement in Cherokee County, Texas. About 11,649 Medicare beneficiaries live here, with roughly 53 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare and Humana. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.

Cherokee County Medicare Supplement Plans

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Matt Giron

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Cherokee County Medicare Supplement — quick answer

Cherokee County, TX has 11,649 Medicare beneficiaries per CMS Q1 2024 data, with about 53% enrolled in Medicare Advantage. The top medicare supplement carriers are UnitedHealthcare, Humana, CHRISTUS Health Plan. We compare these plans for free and never charge a fee.

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The Cherokee County medicare supplement market

About 53% of Cherokee County's 11,649 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. UnitedHealthcare currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 22 Medicare Advantage plans are available in Cherokee County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).

Cherokee County at a glance

Population (2024 ACS)
53,496
Medicare beneficiaries
11,649
MA penetration
53%
Age 65 or older
18%

What makes Cherokee County different: In East Texas's Piney Woods, Cherokee County's economy runs on timber, nursery stock, poultry and cattle, plus public employers including Rusk State Hospital and state prison units; Jacksonville, the county's largest city, was once the self-styled 'Tomato Capital of the World' while Rusk serves as the county seat.

Top Medicare Advantage plans in Cherokee County

  • UnitedHealthcare

    4-star CMS rating

  • Humana

    3.5-star CMS rating

  • CHRISTUS Health Plan

    3.5-star CMS rating

  • WellCare (Centene)

    3.5-star CMS rating

Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.

Before you enroll: verify your hospital + doctor in Cherokee County

Each Medicare Supplement plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Cherokee County has 2 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.

Major hospitals to verify

  • UT Health Jacksonville
  • UT Health East Texas - Rusk

Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.

Top Cherokee carriers — network lookup

  • UnitedHealthcare 4★
    UHC AARP find-a-doctor ↗
  • Humana 3.5★
    Humana provider finder ↗
  • CHRISTUS Health Plan 3.5★
    Search "CHRISTUS Health provider directory" or call the carrier directly.
  • WellCare 3.5★
    Search "WellCare (Centene) provider directory" or call the carrier directly.

Free help in Cherokee County: Texas HICAP — call 1-800-252-9240. SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.

Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.

Medicare AEP opens in 131 days

131 daysuntil open

Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.

Check SEP eligibility (15-min) →

Want to talk it through?

Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Cherokee County plans that fit your situation.

Local resources in Cherokee County

Frequently Asked Questions

How many Medicare beneficiaries live in Cherokee County?

About 11,649 Texans in Cherokee County are enrolled in Medicare as of May 2026 CMS data. About 53% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).

Who are the top Medicare carriers in Cherokee County?

The largest carriers in Cherokee County are UnitedHealthcare, Humana, CHRISTUS Health Plan, WellCare (Centene). We work with all of them and a few smaller carriers that often have better rates for specific situations.

What SHIP resources are available in Cherokee County?

Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include UT Health Jacksonville, UT Health East Texas - Rusk.

How many Medicare Advantage plans are available in Cherokee County?

As of May 2026, about 22 Medicare Advantage plans are available to Cherokee County residents, led by UnitedHealth Group, Inc., Humana Inc., CHRISTUS Health, CVS Health Corporation. We compare all of them side by side at no cost.

How does the timber industry affect my Medicare supplement options in Cherokee County?

In Cherokee County's timber-rich Piney Woods, many residents rely on healthcare that covers gaps in Original Medicare. Matt can tailor plans G, N, and high-deductible G to fit your needs, especially if you work or live near timber operations.

When is the best time to enroll in a Medicare supplement plan?

You can enroll year-round through Open Enrollment Periods (OEP) or Special Enrollment Periods (SEP) for life changes. However, Annual Enrollment Period (AEP) from Oct 15-Dec 7 offers a coordinated approach with your local healthcare providers and hospitals like UT Health Jacksonville.

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