Final Expense in Limestone County, Texas. About 5,509 Medicare beneficiaries live here, with roughly 53 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare and Humana. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Limestone County, TX has about 22,283 residents per the 2024 ACS 5-year estimates (22% age 65 or older). The leading insurance carriers serving the county for final expense include UnitedHealthcare, Humana, Aetna. We compare options at no cost to you.
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The Limestone County final expense market
Limestone County has about 22,283 residents, 22% of them 65 or older. For final expense, the carriers with the strongest local presence include UnitedHealthcare, Humana, Aetna — but the right fit depends on your household size, income, and which doctors you want to keep. We compare UnitedHealthcare against every other carrier serving Limestone County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Limestone County at a glance
Population (2024 ACS)
22,283
Medicare beneficiaries
5,509
MA penetration
53%
Age 65 or older
22%
What makes Limestone County different: Despite being a rural Central Texas county, Limestone has unusually high Medicare Advantage penetration of about 50% of its 5,419 Medicare beneficiaries (CMS 2024, MA_AND_OTH = 2,725), with UnitedHealthcare the dominant carrier and offering multiple Dual-Eligible Special Needs Plans (D-SNPs). The county has roughly 959 dual-eligible (Medicare + Medicaid) residents per CMS 2024 (550 full-dual, 410 partial-dual), and 65+ residents make up about 21.7% of the population, well above the Texas average of about 14%.
Top carriers in Limestone County
UnitedHealthcare
4-star CMS rating
Humana
3.5-star CMS rating
Aetna (CVS Health)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Limestone County
Each Final Expense plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Limestone County has 1
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
â–¸Limestone Medical Center (Groesbeck)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Want to talk it through?
Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Limestone County plans that fit your situation.
Major hospitals: Limestone Medical Center (Groesbeck)
Frequently Asked Questions
How many people live in Limestone County?â–¾
Limestone County has about 22,283 residents per the 2024 ACS 5-year estimates; 22% are age 65 or older.
Who are the top insurers in Limestone County?â–¾
The largest carriers in Limestone County are UnitedHealthcare, Humana, Aetna (CVS Health). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What state resources are available in Limestone County?â–¾
Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Limestone Medical Center (Groesbeck).
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