Final Expense in Houston County, Texas. About 5,762 Medicare beneficiaries live here, with roughly 52 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare and Humana. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.

Houston County Final Expense Plans

Crockett-area carriers, real enrollment data, free quotes from a licensed Texas agent.

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Matt Giron

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Houston County Final Expense — quick answer

Houston County, TX has about 22,051 residents per the 2024 ACS 5-year estimates (23% age 65 or older). The leading insurance carriers serving the county for final expense include UnitedHealthcare, Humana, Aetna. We compare options at no cost to you.

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The Houston County final expense market

Houston County has about 22,051 residents, 23% of them 65 or older. For final expense, the carriers with the strongest local presence include UnitedHealthcare, Humana, Aetna — but the right fit depends on your household size, income, and which doctors you want to keep. We compare UnitedHealthcare against every other carrier serving Houston County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).

Houston County at a glance

Population (2024 ACS)
22,051
Medicare beneficiaries
5,762
MA penetration
52%
Age 65 or older
23%

What makes Houston County different: Houston County's only hospital sits in Crockett and has been a textbook rural-access story: it abruptly closed in 2017, reopened in 2018 as Crockett Medical Center, and since 2023 has been operated by Mid Coast Medical Center as a 25-bed critical-access hospital, meaning local Medicare beneficiaries depend on a single facility for inpatient and emergency care.

Top carriers in Houston County

  • UnitedHealthcare (AARP/UHC)

    4-star CMS rating

  • Humana

    4-star CMS rating

  • Aetna

    4-star CMS rating

Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.

Before you enroll: verify your hospital + doctor in Houston County

Each Final Expense plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Houston County has 1 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.

Major hospitals to verify

  • Mid Coast Medical Center - Crockett (critical-access hospital, formerly Crockett Medical Center)

Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.

Top Houston carriers — network lookup

Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.

Want to talk it through?

Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Houston County plans that fit your situation.

Local resources in Houston County

Frequently Asked Questions

How many people live in Houston County?

Houston County has about 22,051 residents per the 2024 ACS 5-year estimates; 23% are age 65 or older.

Who are the top insurers in Houston County?

The largest carriers in Houston County are UnitedHealthcare (AARP/UHC), Humana, Aetna. We work with all of them and a few smaller carriers that often have better rates for specific situations.

What state resources are available in Houston County?

Texas Health Information, Counseling and Advocacy Program (HICAP) (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Mid Coast Medical Center - Crockett (critical-access hospital, formerly Crockett Medical Center).

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