Final Expense in Lampasas County, Texas. About 6,501 Medicare beneficiaries live here, with roughly 43 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare and Humana. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Lampasas County, TX has about 22,715 residents per the 2024 ACS 5-year estimates (22% age 65 or older). The leading insurance carriers serving the county for final expense include UnitedHealthcare, Humana, Scott & White / Baylor Scott & White Health Plan. We compare options at no cost to you.
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The Lampasas County final expense market
Lampasas County has about 22,715 residents, 22% of them 65 or older. For final expense, the carriers with the strongest local presence include UnitedHealthcare, Humana, Scott & White / Baylor Scott & White Health Plan — but the right fit depends on your household size, income, and which doctors you want to keep. We compare UnitedHealthcare against every other carrier serving Lampasas County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Lampasas County at a glance
Population (2024 ACS)
22,715
Medicare beneficiaries
6,501
MA penetration
43%
Age 65 or older
22%
What makes Lampasas County different: Lampasas County borders Fort Cavazos (formerly Fort Hood) and sits within the Killeen-Temple metro's military-retiree belt - roughly 18,000 military retirees live across Bell, Coryell, and Lampasas counties - so an unusually large share of the county's seniors carry TRICARE For Life alongside Medicare and can use the on-post Carl R. Darnall Army Medical Center, which tempers commercial Medicare Advantage and Medigap demand relative to typical rural Texas counties (MA penetration ~42% in Dec 2024).
Top carriers in Lampasas County
UnitedHealthcare (incl. AARP/Sierra Health & Life and Care Improvement Plus)
4-star CMS rating
Humana
4-star CMS rating
Scott & White / Baylor Scott & White Health Plan (BSW SeniorCare Advantage)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Lampasas County
Each Final Expense plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Lampasas County has 1
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals: AdventHealth Rollins Brook (Rollins Brook Community Hospital), Lampasas - 25-bed critical access hospital
Frequently Asked Questions
How many people live in Lampasas County?â–¾
Lampasas County has about 22,715 residents per the 2024 ACS 5-year estimates; 22% are age 65 or older.
Who are the top insurers in Lampasas County?â–¾
The largest carriers in Lampasas County are UnitedHealthcare (incl. AARP/Sierra Health & Life and Care Improvement Plus), Humana, Scott & White / Baylor Scott & White Health Plan (BSW SeniorCare Advantage). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What state resources are available in Lampasas County?â–¾
Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include AdventHealth Rollins Brook (Rollins Brook Community Hospital), Lampasas - 25-bed critical access hospital.
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