ACA Health Insurance in Kerr County, Texas. About 17,858 Medicare beneficiaries live here, with roughly 36 percent in Medicare Advantage plans. Top carriers include Humana and UnitedHealthcare. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.

Kerr County ACA Health Insurance Plans

Kerrville-area carriers, real enrollment data, free quotes from a licensed Texas agent.

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Matt Giron

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Kerr County ACA Health Insurance — quick answer

Kerr County, TX has about 54,060 residents per the 2024 ACS 5-year estimates (28% age 65 or older). The leading insurance carriers serving the county for aca health insurance include Humana, UnitedHealthcare, Aetna. We compare options at no cost to you.

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The Kerr County aca health insurance market

Kerr County has about 54,060 residents, 28% of them 65 or older. For aca health insurance, the carriers with the strongest local presence include Humana, UnitedHealthcare, Aetna — but the right fit depends on your household size, income, and which doctors you want to keep. We compare Humana against every other carrier serving Kerr County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).

Kerr County at a glance

Population (2024 ACS)
54,060
Medicare beneficiaries
17,858
MA penetration
36%
Age 65 or older
28%

What makes Kerr County different: Kerrville and the surrounding Hill Country make Kerr County one of the oldest-skewing counties in Texas, with roughly 28% of residents age 65+ and a median age near 49; it is a long-established retirement and ranch-country destination anchored by Peterson Health, the county's largest employer.

Top carriers in Kerr County

  • Humana

    3.5-star CMS rating

  • UnitedHealthcare

    4-star CMS rating

  • Aetna

    4-star CMS rating

  • Devoted Health

    5-star CMS rating

Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.

Before you enroll: verify your hospital + doctor in Kerr County

Each ACA Health Insurance plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Kerr County has 2 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.

Major hospitals to verify

  • Peterson Regional Medical Center (Kerrville)
  • Kerrville VA Medical Center

Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.

Top Kerr carriers — network lookup

Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.

Want to talk it through?

Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Kerr County plans that fit your situation.

Local resources in Kerr County

Frequently Asked Questions

How many people live in Kerr County?

Kerr County has about 54,060 residents per the 2024 ACS 5-year estimates; 28% are age 65 or older.

Who are the top insurers in Kerr County?

The largest carriers in Kerr County are Humana, UnitedHealthcare, Aetna, Devoted Health. We work with all of them and a few smaller carriers that often have better rates for specific situations.

What state resources are available in Kerr County?

Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Peterson Regional Medical Center (Kerrville), Kerrville VA Medical Center.

How does the high senior population affect ACA plans in Kerr County?

With 28% of residents over 65, many have unique health needs. Our local agent can help tailor Marketplace plans to fit these specific requirements.

When is the best time to enroll in ACA plans for Kerr County seniors?

Open Enrollment Period (OEP) runs from Nov 1-Dec 15. Special enrollment periods are also available if you have a life event.

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