ACA Health Insurance in Kendall County, Texas. About 14,047 Medicare beneficiaries live here, with roughly 40 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare and Humana. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Kendall County ACA Health Insurance — quick answer
Kendall County, TX has about 54,601 residents per the 2024 ACS 5-year estimates (19% age 65 or older). The leading insurance carriers serving the county for aca health insurance include UnitedHealthcare, Humana, Blue Cross and Blue Shield of Texas. We compare options at no cost to you.
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The Kendall County aca health insurance market
Kendall County has about 54,601 residents, 19% of them 65 or older. For aca health insurance, the carriers with the strongest local presence include UnitedHealthcare, Humana, Blue Cross and Blue Shield of Texas — but the right fit depends on your household size, income, and which doctors you want to keep. We compare UnitedHealthcare against every other carrier serving Kendall County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Kendall County at a glance
Population (2024 ACS)
54,601
Medicare beneficiaries
14,047
MA penetration
40%
Age 65 or older
19%
What makes Kendall County different: Centered on Boerne in the Texas Hill Country about 25 miles northwest of San Antonio, Kendall County is consistently ranked among the wealthiest counties in Texas and one of the fastest-growing in the nation, drawing affluent retirees and professionals; its median age of roughly 43 reflects a relatively older, high-income population.
Top carriers in Kendall County
UnitedHealthcare
4-star CMS rating
Humana
3.5-star CMS rating
Blue Cross and Blue Shield of Texas (HCSC)
3.5-star CMS rating
Devoted Health
5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Kendall County
Each ACA Health Insurance plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Kendall County has 3
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
â–¸Methodist Boerne Emergency Center (Boerne, in-county)
â–¸Methodist Hospital Hill Country (Fredericksburg)
â–¸CHRISTUS Santa Rosa Hospital - Westover Hills (San Antonio)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Major hospitals: Methodist Boerne Emergency Center (Boerne, in-county), Methodist Hospital Hill Country (Fredericksburg), CHRISTUS Santa Rosa Hospital - Westover Hills (San Antonio)
Frequently Asked Questions
How many people live in Kendall County?â–¾
Kendall County has about 54,601 residents per the 2024 ACS 5-year estimates; 19% are age 65 or older.
Who are the top insurers in Kendall County?â–¾
The largest carriers in Kendall County are UnitedHealthcare, Humana, Blue Cross and Blue Shield of Texas (HCSC), Devoted Health. We work with all of them and a few smaller carriers that often have better rates for specific situations.
What state resources are available in Kendall County?â–¾
Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Methodist Boerne Emergency Center (Boerne, in-county), Methodist Hospital Hill Country (Fredericksburg), CHRISTUS Santa Rosa Hospital - Westover Hills (San Antonio).
How does the older median age in Kendall County affect my insurance options?â–¾
Due to the higher median age of about 43 years, many residents are over 65. This means you might qualify for Medicare or need special enrollment periods due to a life event.
When can I enroll in ACA Marketplace plans if I'm moving to Kendall County?â–¾
You can enroll during the Annual Enrollment Period (October 15 - December 7) or Special Enrollment Periods for major life changes. Matt can help you determine eligibility and compare options.
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Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.