Medicare coverage · Texas & Florida
Does Medicare Cover Cataract Surgery?
Covered by Original MedicareYes. Medicare Part B covers cataract surgery to implant a standard intraocular lens, plus one pair of corrective glasses or contacts afterward. You are responsible for the Part B deductible and 20% coinsurance unless you have a Medigap or Medicare Advantage plan.
Reviewed for the 2026 plan year · Source: Medicare.gov
How to get cataract surgery covered in Texas & Florida
Original Medicare covers cataract surgery, but you'll owe the Part B deductible and 20% coinsurance with no annual cap — unless you add a Medigap (Medicare Supplement) plan to cover the gaps, or choose a Medicare Advantage plan with a fixed copay. We help Texas and Florida clients pick the option that keeps out-of-pocket costs predictable.
Want help finding a plan that covers cataract surgery?
Free and no pressure. Matt compares every Texas and Florida option for you and only recommends what fits.
Frequently Asked Questions
Does Original Medicare cover cataract surgery?
Yes. Medicare Part B covers cataract surgery to implant a standard intraocular lens, plus one pair of corrective glasses or contacts afterward. You are responsible for the Part B deductible and 20% coinsurance unless you have a Medigap or Medicare Advantage plan.
Do Medicare Advantage plans in Texas or Florida cover cataract surgery?
Medicare Advantage plans must cover at least what Original Medicare covers for cataract surgery, and a few add extra help. We can confirm the specifics for the plans in your Texas or Florida county at no cost.
How much does cataract surgery cost with Medicare?
Your cost depends on your specific plan, where you live in Texas or Florida, and your providers. We compare every option in your county side by side — free, with no obligation — so you see the real total cost before you choose.