Medicare coverage · Texas & Florida
Does Medicare Cover Weight-Loss Surgery?
Covered by Original MedicareYes. Medicare covers certain bariatric (weight-loss) surgeries — such as gastric bypass and laparoscopic banding — when you meet medical criteria including a qualifying body mass index and related health conditions. Standard Part A or Part B cost sharing applies.
Reviewed for the 2026 plan year · Source: Medicare.gov
How to get weight-loss surgery covered in Texas & Florida
Original Medicare covers weight-loss surgery, but you'll owe the Part B deductible and 20% coinsurance with no annual cap — unless you add a Medigap (Medicare Supplement) plan to cover the gaps, or choose a Medicare Advantage plan with a fixed copay. We help Texas and Florida clients pick the option that keeps out-of-pocket costs predictable.
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Frequently Asked Questions
Does Original Medicare cover weight-loss surgery?
Yes. Medicare covers certain bariatric (weight-loss) surgeries — such as gastric bypass and laparoscopic banding — when you meet medical criteria including a qualifying body mass index and related health conditions. Standard Part A or Part B cost sharing applies.
Do Medicare Advantage plans in Texas or Florida cover weight-loss surgery?
Medicare Advantage plans must cover at least what Original Medicare covers for weight-loss surgery, and a few add extra help. We can confirm the specifics for the plans in your Texas or Florida county at no cost.
How much does weight-loss surgery cost with Medicare?
Your cost depends on your specific plan, where you live in Texas or Florida, and your providers. We compare every option in your county side by side — free, with no obligation — so you see the real total cost before you choose.