Medicare Supplement in Pecos County, Texas. About 2,458 Medicare beneficiaries live here, with roughly 49 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare and Humana. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.

Pecos County Medicare Supplement Plans

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Matt Giron

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Pecos County Medicare Supplement — quick answer

Pecos County, TX has 2,458 Medicare beneficiaries per CMS Q1 2024 data, with about 49% enrolled in Medicare Advantage. The top medicare supplement carriers are UnitedHealthcare, Humana, Wellpoint. We compare these plans for free and never charge a fee.

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The Pecos County medicare supplement market

About 49% of Pecos County's 2,458 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. Only 13% of Pecos residents are 65 or older, so it's a younger county where fewer agents specialize in Medicare locally — exactly the gap a dedicated Texas agent fills. UnitedHealthcare currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 8 Medicare Advantage plans are available in Pecos County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).

Pecos County at a glance

Population (2024 ACS)
14,896
Medicare beneficiaries
2,458
MA penetration
49%
Age 65 or older
13%

What makes Pecos County different: Despite being a remote ~4,765-square-mile Permian Basin frontier county (the second-largest county by area in Texas) served by a single 25-bed critical-access hospital, Pecos County has relatively high Medicare Advantage uptake for rural Texas: roughly 47-49% of its ~2,400-2,460 Medicare beneficiaries were in MA plans in 2024, led by UnitedHealthcare (Sierra Health and Life) and Humana regional PPO products, even though only 13.3% of residents are 65+ (versus 16.8% nationally) because of the young oil-and-gas and construction workforce.

Top Medicare Advantage plans in Pecos County

  • UnitedHealthcare (Sierra Health and Life Insurance Company)

    3.5-star CMS rating

  • Humana (Humana Insurance Company)

    3.5-star CMS rating

  • Wellpoint (WellPoint Texas / Anthem-Elevance, formerly Amerigroup)

    3.5-star CMS rating

Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.

Before you enroll: verify your hospital + doctor in Pecos County

Each Medicare Supplement plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Pecos County has 1 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.

Major hospitals to verify

  • Pecos County Memorial Hospital (25-bed Critical Access Hospital, Fort Stockton)

Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.

Top Pecos carriers — network lookup

Free help in Pecos County: Texas HICAP (Health Information, Counseling and Advocacy Program) — call 1-800-252-9240. SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.

Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.

Medicare AEP opens in 131 days

131 daysuntil open

Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.

Check SEP eligibility (15-min) →

Want to talk it through?

Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Pecos County plans that fit your situation.

Local resources in Pecos County

Frequently Asked Questions

How many Medicare beneficiaries live in Pecos County?

About 2,458 Texans in Pecos County are enrolled in Medicare as of May 2026 CMS data. About 49% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).

Who are the top Medicare carriers in Pecos County?

The largest carriers in Pecos County are UnitedHealthcare (Sierra Health and Life Insurance Company), Humana (Humana Insurance Company), Wellpoint (WellPoint Texas / Anthem-Elevance, formerly Amerigroup). We work with all of them and a few smaller carriers that often have better rates for specific situations.

What SHIP resources are available in Pecos County?

Texas HICAP (Health Information, Counseling and Advocacy Program) (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Pecos County Memorial Hospital (25-bed Critical Access Hospital, Fort Stockton).

How many Medicare Advantage plans are available in Pecos County?

As of May 2026, about 8 Medicare Advantage plans are available to Pecos County residents, led by UnitedHealth Group, Inc., Humana Inc., Elevance Health, Inc., Health Care Service Corporation. We compare all of them side by side at no cost.

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