Medicare Supplement in Palo Pinto County, Texas. About 7,082 Medicare beneficiaries live here, with roughly 45 percent in Medicare Advantage plans. Top carriers include Humana and UnitedHealthcare. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.

Palo Pinto County Medicare Supplement Plans

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Matt Giron

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Palo Pinto County Medicare Supplement — quick answer

Palo Pinto County, TX has 7,082 Medicare beneficiaries per CMS Q1 2024 data, with about 45% enrolled in Medicare Advantage. The top medicare supplement carriers are Humana, UnitedHealthcare, Aetna. We compare these plans for free and never charge a fee.

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The Palo Pinto County medicare supplement market

About 45% of Palo Pinto County's 7,082 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. Humana currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 14 Medicare Advantage plans are available in Palo Pinto County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).

Palo Pinto County at a glance

Population (2024 ACS)
31,240
Medicare beneficiaries
7,082
MA penetration
45%
Age 65 or older
20%

What makes Palo Pinto County different: Palo Pinto County, west of Fort Worth and home to Mineral Wells and Possum Kingdom Lake, is notably retiree-heavy with about one in five residents age 65+ (median age ~41.6). Palo Pinto General Hospital, the county's lone full-service hospital, serves its lake-and-recreation-oriented population.

Top Medicare Advantage plans in Palo Pinto County

  • Humana

    4-star CMS rating

  • UnitedHealthcare

    3.5-star CMS rating

  • Aetna

    3.5-star CMS rating

  • WellCare (Centene)

    3.5-star CMS rating

Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.

Before you enroll: verify your hospital + doctor in Palo Pinto County

Each Medicare Supplement plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Palo Pinto County has 1 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.

Major hospitals to verify

  • Palo Pinto General Hospital

Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.

Top Palo Pinto carriers — network lookup

Free help in Palo Pinto County: Texas HICAP — call 1-800-252-9240. SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.

Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.

Medicare AEP opens in 131 days

131 daysuntil open

Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.

Check SEP eligibility (15-min) →

Want to talk it through?

Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Palo Pinto County plans that fit your situation.

Local resources in Palo Pinto County

Frequently Asked Questions

How many Medicare beneficiaries live in Palo Pinto County?

About 7,082 Texans in Palo Pinto County are enrolled in Medicare as of May 2026 CMS data. About 45% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).

Who are the top Medicare carriers in Palo Pinto County?

The largest carriers in Palo Pinto County are Humana, UnitedHealthcare, Aetna, WellCare (Centene). We work with all of them and a few smaller carriers that often have better rates for specific situations.

What SHIP resources are available in Palo Pinto County?

Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Palo Pinto General Hospital.

How many Medicare Advantage plans are available in Palo Pinto County?

As of May 2026, about 14 Medicare Advantage plans are available to Palo Pinto County residents, led by UnitedHealth Group, Inc., Humana Inc., Elevance Health, Inc., Centene Corporation. We compare all of them side by side at no cost.

How does the high percentage of retirees in Palo Pinto County affect my Medicare supplement options?

With about one in five residents aged 65+, many seniors in Palo Pinto County choose Medicare supplements to cover gaps in Original Medicare. Our local agent can help you find a plan that fits your needs.

When is the best time to enroll in a Medicare supplement plan?

You can enroll during Annual Enrollment Period (AEP) from October 15 to December 7, or during Special Enrollment Periods if you have a qualifying life event. Matt is here to help you compare and choose the right plan.

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