Medicare Supplement in El Paso County, Texas. About 153,843 Medicare beneficiaries live here, with roughly 75 percent in Medicare Advantage plans. Top carriers include Humana Gold Plus H4007 and Amerigroup Texas. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
El Paso County, TX has 153,843 Medicare beneficiaries per CMS Q1 2024 data, with about 75% enrolled in Medicare Advantage. The top medicare supplement carriers are Humana Gold Plus H4007, Amerigroup Texas, WellMed Medicare Advantage. We compare these plans for free and never charge a fee.
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The El Paso County medicare supplement market
El Paso County posts one of the highest Medicare Advantage adoption rates in Texas — roughly 75% of its 153,843 beneficiaries chose an MA plan over Original Medicare. That level of uptake usually means carriers compete hard locally, so the extra benefits (dental, OTC allowance, transportation, gym) tend to be richer than the Texas average. Only 13% of El Paso residents are 65 or older, so it's a younger county where fewer agents specialize in Medicare locally — exactly the gap a dedicated Texas agent fills. Humana Gold Plus H4007 currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 36 Medicare Advantage plans are available in El Paso County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
El Paso County at a glance
Population (2024 ACS)
869,000
Medicare beneficiaries
153,843
MA penetration
75%
Age 65 or older
13%
What makes El Paso County different: 74% MA penetration — third-highest in TX after Starr and Hidalgo. Border bilingual market.
Top Medicare Advantage plans in El Paso County
Humana Gold Plus H4007 (HMO)
4-star CMS rating
Amerigroup Texas (HMO D-SNP)
4-star CMS rating
WellMed Medicare Advantage (HMO)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in El Paso County
Each Medicare Supplement plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. El Paso County has 3
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸University Medical Center of El Paso
▸Las Palmas Medical Center
▸The Hospitals of Providence Memorial Campus
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 131 days
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Major hospitals: University Medical Center of El Paso, Las Palmas Medical Center, The Hospitals of Providence Memorial Campus
Frequently Asked Questions
How many Medicare beneficiaries live in El Paso County?▾
About 153,843 Texans in El Paso County are enrolled in Medicare as of May 2026 CMS data. About 75% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in El Paso County?▾
The largest carriers in El Paso County are Humana Gold Plus H4007 (HMO), Amerigroup Texas (HMO D-SNP), WellMed Medicare Advantage (HMO). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in El Paso County?▾
TX HICAP — Rio Grande Council of Governments (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include University Medical Center of El Paso, Las Palmas Medical Center, The Hospitals of Providence Memorial Campus.
How many Medicare Advantage plans are available in El Paso County?▾
As of May 2026, about 36 Medicare Advantage plans are available to El Paso County residents, led by UnitedHealth Group, Inc., Humana Inc., Health Care Service Corporation, Alignment Healthcare USA, LLC. We compare all of them side by side at no cost.
What makes Medicare supplement plans unique in El Paso County?▾
In El Paso County, 74% of beneficiaries are enrolled in Medicare Advantage, making it third-highest in Texas. Our local agent can help you navigate these options and find the right Medicare Supplement plan to fit your needs.
When is the best time to enroll in a Medicare Supplement plan?▾
You can enroll in a Medicare Supplement plan during Annual Enrollment Period (AEP) from October 15th to December 7th, or within Special Enrollment Periods if you have a qualifying life event. It's important to review your options and consider switching plans if needed.
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Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.