Medicare Part D in Clay County, Texas. About 2,849 Medicare beneficiaries live here, with roughly 31 percent in Medicare Advantage plans. Top carriers include Humana and UnitedHealthcare. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Clay County, TX has 2,849 Medicare beneficiaries per CMS Q1 2024 data, with about 31% enrolled in Medicare Advantage. The top medicare part d carriers are Humana, UnitedHealthcare, Wellpoint. We compare these plans for free and never charge a fee.
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The Clay County medicare part d market
At roughly 31% MA penetration, most of Clay County's 2,849 Medicare beneficiaries stay on Original Medicare, frequently paired with a Medigap policy. That pattern usually signals retirees here prize provider choice and predictable out-of-pocket costs over the lower premiums of MA. The county skews older than the Texas average (23% are 65 or older), which means heavy carrier competition and meaningful plan turnover each Annual Enrollment Period — a yearly review almost always pays off. Humana currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 5 Medicare Advantage plans are available in Clay County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Clay County at a glance
Population (2024 ACS)
10,495
Medicare beneficiaries
2,849
MA penetration
31%
Age 65 or older
23%
What makes Clay County different: Clay County's Medicare-aged population is unusually large for its size: CMS counts 2,353 aged beneficiaries (90% of its 2,606 total Medicare enrollees), and the county's lone 25-bed critical-access Clay County Memorial Hospital in Henrietta is the only inpatient facility, so most specialty and emergency care routes ~20 miles west to United Regional in Wichita Falls.
Top Medicare Advantage plans in Clay County
Humana
4.5-star CMS rating
UnitedHealthcare
4.5-star CMS rating
Wellpoint (Elevance Health)
3.5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Clay County
Each Medicare Part D plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Clay County has 2
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
â–¸Clay County Memorial Hospital (Henrietta, critical-access, 25 beds)
â–¸United Regional Health Care System (Wichita Falls, primary referral hospital ~20 miles west)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 131 days
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Major hospitals: Clay County Memorial Hospital (Henrietta, critical-access, 25 beds), United Regional Health Care System (Wichita Falls, primary referral hospital ~20 miles west)
Frequently Asked Questions
How many Medicare beneficiaries live in Clay County?â–¾
About 2,849 Texans in Clay County are enrolled in Medicare as of May 2026 CMS data. About 31% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Clay County?â–¾
The largest carriers in Clay County are Humana, UnitedHealthcare, Wellpoint (Elevance Health). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Clay County?â–¾
Health Information, Counseling and Advocacy Program (HICAP) (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Clay County Memorial Hospital (Henrietta, critical-access, 25 beds), United Regional Health Care System (Wichita Falls, primary referral hospital ~20 miles west).
How many Medicare Advantage plans are available in Clay County?â–¾
As of May 2026, about 5 Medicare Advantage plans are available to Clay County residents, led by UnitedHealth Group, Inc., Humana Inc.. We compare all of them side by side at no cost.
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