Final Expense in Webb County, Texas. About 39,273 Medicare beneficiaries live here, with roughly 64 percent in Medicare Advantage plans. Top carriers include Humana Gold Plus H4007 and WellMed Medicare Advantage. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.

Webb County Final Expense Plans

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Matt Giron

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Webb County Final Expense — quick answer

Webb County, TX has about 270,000 residents per the 2024 ACS 5-year estimates (10% age 65 or older). The leading insurance carriers serving the county for final expense include Humana Gold Plus H4007, WellMed Medicare Advantage, Amerigroup Texas. We compare options at no cost to you.

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The Webb County final expense market

Webb County has about 270,000 residents, 10% of them 65 or older. For final expense, the carriers with the strongest local presence include Humana Gold Plus H4007, WellMed Medicare Advantage, Amerigroup Texas — but the right fit depends on your household size, income, and which doctors you want to keep. We compare Humana Gold Plus H4007 against every other carrier serving Webb County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).

Webb County at a glance

Population (2024 ACS)
270,000
Medicare beneficiaries
39,273
MA penetration
64%
Age 65 or older
10%

What makes Webb County different: Laredo — 95%+ Hispanic. Spanish-language content non-negotiable. Cross-border family demographics; ACA enrollment heavy.

Top carriers in Webb County

  • Humana Gold Plus H4007 (HMO)

    4-star CMS rating

  • WellMed Medicare Advantage (HMO)

    4-star CMS rating

  • Amerigroup Texas (HMO D-SNP)

    4-star CMS rating

Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.

Before you enroll: verify your hospital + doctor in Webb County

Each Final Expense plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Webb County has 2 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.

Major hospitals to verify

  • Laredo Medical Center
  • Doctors Hospital of Laredo

Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.

Top Webb carriers — network lookup

  • Humana Gold Plus H4007 4★
    Humana provider finder ↗
  • WellMed Medicare Advantage 4★
    Search "WellMed Medicare provider directory" or call the carrier directly.
  • Amerigroup Texas 4★
    Search "Amerigroup Texas provider directory" or call the carrier directly.

Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.

Want to talk it through?

Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Webb County plans that fit your situation.

Local resources in Webb County

Frequently Asked Questions

How many people live in Webb County?

Webb County has about 270,000 residents per the 2024 ACS 5-year estimates; 10% are age 65 or older.

Who are the top insurers in Webb County?

The largest carriers in Webb County are Humana Gold Plus H4007 (HMO), WellMed Medicare Advantage (HMO), Amerigroup Texas (HMO D-SNP). We work with all of them and a few smaller carriers that often have better rates for specific situations.

What state resources are available in Webb County?

TX HICAP — South Texas Development Council (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Laredo Medical Center, Doctors Hospital of Laredo.

¿Cuántas personas fallecen en Webb County cada año?

Webb County tiene más de 270,000 residentes y alrededor del 10% son mayores de 65 años. Esto significa que hay muchas personas potencialmente afectadas por los costos funerarios.

¿Cómo puedo comparar diferentes planes de seguro final en Webb County?

Puedes solicitar una cotización gratuita con un agente local para comparar diferentes planes. Humana Gold Plus H4007, WellMed Medicare Advantage y Amerigroup Texas son las compañías principales que operan en la zona.

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