Final Expense in Montague County, Texas. About 5,800 Medicare beneficiaries live here, with roughly 37 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare and Humana. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Montague County, TX has about 21,046 residents per the 2024 ACS 5-year estimates (22% age 65 or older). The leading insurance carriers serving the county for final expense include UnitedHealthcare, Humana, Aetna. We compare options at no cost to you.
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The Montague County final expense market
Montague County has about 21,046 residents, 22% of them 65 or older. For final expense, the carriers with the strongest local presence include UnitedHealthcare, Humana, Aetna — but the right fit depends on your household size, income, and which doctors you want to keep. We compare UnitedHealthcare against every other carrier serving Montague County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Montague County at a glance
Population (2024 ACS)
21,046
Medicare beneficiaries
5,800
MA penetration
37%
Age 65 or older
22%
What makes Montague County different: Montague County's largest city, Bowie (~5,200-5,400 residents), has had no full-service hospital since Bowie Memorial Hospital closed in 2015; the Faith Community Health System ER that opened in Bowie in October 2023 shut down on October 6, 2024 after less than a year, leaving Nocona General Hospital in the north of the county as the only hospital actually located in Montague County. This thin local inpatient infrastructure pushes many of the county's roughly 5,800 Medicare beneficiaries toward United Regional in Wichita Falls (~35-40 miles away), and Medicare Advantage penetration here (~35%) sits below the Texas statewide average.
Top carriers in Montague County
UnitedHealthcare (UnitedHealth Group)
4.5-star CMS rating
Humana
3.5-star CMS rating
Aetna (CVS Health)
3.5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Montague County
Each Final Expense plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Montague County has 2
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
â–¸Nocona General Hospital (Nocona, TX) - the only hospital located within Montague County
â–¸United Regional Health Care System (Wichita Falls, TX) - 325-bed regional referral center with the area's only Level II Trauma Center
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Major hospitals: Nocona General Hospital (Nocona, TX) - the only hospital located within Montague County, United Regional Health Care System (Wichita Falls, TX) - 325-bed regional referral center with the area's only Level II Trauma Center
Frequently Asked Questions
How many people live in Montague County?â–¾
Montague County has about 21,046 residents per the 2024 ACS 5-year estimates; 22% are age 65 or older.
Who are the top insurers in Montague County?â–¾
The largest carriers in Montague County are UnitedHealthcare (UnitedHealth Group), Humana, Aetna (CVS Health). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What state resources are available in Montague County?â–¾
Texas Health Information, Counseling and Advocacy Program (HICAP) (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Nocona General Hospital (Nocona, TX) - the only hospital located within Montague County, United Regional Health Care System (Wichita Falls, TX) - 325-bed regional referral center with the area's only Level II Trauma Center.
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