Final Expense in Live Oak County, Texas. About 2,433 Medicare beneficiaries live here, with roughly 55 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare and Humana. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Live Oak County, TX has about 11,620 residents per the 2024 ACS 5-year estimates (22% age 65 or older). The leading insurance carriers serving the county for final expense include UnitedHealthcare, Humana, Aetna. We compare options at no cost to you.
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The Live Oak County final expense market
Live Oak County has about 11,620 residents, 22% of them 65 or older. For final expense, the carriers with the strongest local presence include UnitedHealthcare, Humana, Aetna — but the right fit depends on your household size, income, and which doctors you want to keep. We compare UnitedHealthcare against every other carrier serving Live Oak County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Live Oak County at a glance
Population (2024 ACS)
11,620
Medicare beneficiaries
2,433
MA penetration
55%
Age 65 or older
22%
What makes Live Oak County different: Live Oak County has no hospital within its borders, so its roughly 2,550 Medicare beneficiaries rely on the 69-bed CHRISTUS Spohn Hospital in Beeville (about 24 miles away); despite this rural setting, Medicare Advantage penetration has more than doubled from about 25% in 2013 to 51% in 2024, with UnitedHealthcare and Humana alone covering nearly 90% of MA enrollees.
Top carriers in Live Oak County
UnitedHealthcare
4-star CMS rating
Humana
4-star CMS rating
Aetna (CVS Health)
3.5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Live Oak County
Each Final Expense plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Live Oak County has 2
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
â–¸CHRISTUS Spohn Hospital - Beeville
â–¸CHRISTUS Spohn Hospital - Alice
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Major hospitals: CHRISTUS Spohn Hospital - Beeville, CHRISTUS Spohn Hospital - Alice
Frequently Asked Questions
How many people live in Live Oak County?â–¾
Live Oak County has about 11,620 residents per the 2024 ACS 5-year estimates; 22% are age 65 or older.
Who are the top insurers in Live Oak County?â–¾
The largest carriers in Live Oak County are UnitedHealthcare, Humana, Aetna (CVS Health). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What state resources are available in Live Oak County?â–¾
Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include CHRISTUS Spohn Hospital - Beeville, CHRISTUS Spohn Hospital - Alice.
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