Final Expense in Lee County, Texas. About 4,348 Medicare beneficiaries live here, with roughly 46 percent in Medicare Advantage plans. Top carriers include Humana and UnitedHealthcare. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Lee County, TX has about 17,971 residents per the 2024 ACS 5-year estimates (21% age 65 or older). The leading insurance carriers serving the county for final expense include Humana, UnitedHealthcare, Aetna. We compare options at no cost to you.
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The Lee County final expense market
Lee County has about 17,971 residents, 21% of them 65 or older. For final expense, the carriers with the strongest local presence include Humana, UnitedHealthcare, Aetna — but the right fit depends on your household size, income, and which doctors you want to keep. We compare Humana against every other carrier serving Lee County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Lee County at a glance
Population (2024 ACS)
17,971
Medicare beneficiaries
4,348
MA penetration
46%
Age 65 or older
21%
What makes Lee County different: Lee County has no hospital within its own borders - the county seat of Giddings is served only by clinics and urgent care - and the nearest hospital it historically relied on, St. Mark's Medical Center about 18 miles south near La Grange (Fayette County), closed in October 2023, leaving Lee County's Medicare beneficiaries to travel to hospitals in Smithville, Caldwell, or Brenham for inpatient and emergency care.
Top carriers in Lee County
Humana
4.5-star CMS rating
UnitedHealthcare (Sierra Health and Life)
3.5-star CMS rating
Aetna
3.5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Lee County
Each Final Expense plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Lee County has 3
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals: Ascension Seton Smithville Hospital (Smithville, TX), CHI St. Joseph Health Burleson Hospital (Caldwell, TX), Baylor Scott & White Medical Center - Brenham
Frequently Asked Questions
How many people live in Lee County?â–¾
Lee County has about 17,971 residents per the 2024 ACS 5-year estimates; 21% are age 65 or older.
Who are the top insurers in Lee County?â–¾
The largest carriers in Lee County are Humana, UnitedHealthcare (Sierra Health and Life), Aetna. We work with all of them and a few smaller carriers that often have better rates for specific situations.
What state resources are available in Lee County?â–¾
Texas HICAP (Health Information, Counseling and Advocacy Program) (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Ascension Seton Smithville Hospital (Smithville, TX), CHI St. Joseph Health Burleson Hospital (Caldwell, TX), Baylor Scott & White Medical Center - Brenham.
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