Final Expense in Deaf Smith County, Texas. About 2,801 Medicare beneficiaries live here, with roughly 49 percent in Medicare Advantage plans. Top carriers include Humana and UnitedHealthcare. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Deaf Smith County, TX has about 18,460 residents per the 2024 ACS 5-year estimates (14% age 65 or older). The leading insurance carriers serving the county for final expense include Humana, UnitedHealthcare, Anthem Blue Cross and Blue Shield. We compare options at no cost to you.
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The Deaf Smith County final expense market
Deaf Smith County has about 18,460 residents, 14% of them 65 or older. For final expense, the carriers with the strongest local presence include Humana, UnitedHealthcare, Anthem Blue Cross and Blue Shield — but the right fit depends on your household size, income, and which doctors you want to keep. We compare Humana against every other carrier serving Deaf Smith County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Deaf Smith County at a glance
Population (2024 ACS)
18,460
Medicare beneficiaries
2,801
MA penetration
49%
Age 65 or older
14%
What makes Deaf Smith County different: Hispanic residents make up about 54% of Deaf Smith County's 2,769 Medicare beneficiaries (1,498 of them, per CMS Medicare Monthly Enrollment 2024 county data), making this one of the few Hispanic-majority Medicare markets in rural Texas — a reflection of Hereford's cattle-feedlot and beef-processing workforce in the 'Beef Capital of the World.'
Top carriers in Deaf Smith County
Humana
3.5-star CMS rating
UnitedHealthcare (AARP)
3.5-star CMS rating
Anthem Blue Cross and Blue Shield (Wellpoint)
3.5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Deaf Smith County
Each Final Expense plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Deaf Smith County has 1
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
â–¸Hereford Regional Medical Center
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Anthem Blue Cross and Blue Shield 3.5★
Search "Anthem Blue provider directory" or call the carrier directly.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Want to talk it through?
Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Deaf Smith County plans that fit your situation.
Deaf Smith County has about 18,460 residents per the 2024 ACS 5-year estimates; 14% are age 65 or older.
Who are the top insurers in Deaf Smith County?â–¾
The largest carriers in Deaf Smith County are Humana, UnitedHealthcare (AARP), Anthem Blue Cross and Blue Shield (Wellpoint). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What state resources are available in Deaf Smith County?â–¾
Texas Health Information, Counseling and Advocacy Program (HICAP) (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Hereford Regional Medical Center.
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Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.
