Final Expense in Andrews County, Texas. About 2,484 Medicare beneficiaries live here, with roughly 51 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare / AARP and Humana. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Andrews County, TX has about 18,610 residents per the 2024 ACS 5-year estimates (11% age 65 or older). The leading insurance carriers serving the county for final expense include UnitedHealthcare / AARP, Humana, Blue Cross Blue Shield of Texas. We compare options at no cost to you.
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The Andrews County final expense market
Andrews County has about 18,610 residents, 11% of them 65 or older. For final expense, the carriers with the strongest local presence include UnitedHealthcare / AARP, Humana, Blue Cross Blue Shield of Texas — but the right fit depends on your household size, income, and which doctors you want to keep. We compare UnitedHealthcare / AARP against every other carrier serving Andrews County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Andrews County at a glance
Population (2024 ACS)
18,610
Medicare beneficiaries
2,484
MA penetration
51%
Age 65 or older
11%
What makes Andrews County different: Andrews County is a young, Hispanic-majority Permian Basin oil-and-gas county (only ~10.7% age 65+), so despite a small Medicare population of roughly 2,389 beneficiaries, Medicare Advantage penetration is unusually high for rural West Texas at about 49% (CMS 2024: 1,165 of 2,389 benes in MA), with UnitedHealthcare/AARP's flagship TX-0001 PPO (H1278-003) alone covering over 400 local enrollees.
Top carriers in Andrews County
UnitedHealthcare / AARP (AARP Medicare Advantage from UHC TX-0001, H1278-003)
3.5-star CMS rating
Humana (HumanaChoice / USAA Honor PPO)
3.5-star CMS rating
Blue Cross Blue Shield of Texas (HCSC)
3.5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Andrews County
Each Final Expense plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Andrews County has 1
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
â–¸Permian Regional Medical Center (Andrews) - general acute-care hospital, approximately 36-49 staffed beds (CMS provider 450144); NOT a critical access hospital
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Major hospitals: Permian Regional Medical Center (Andrews) - general acute-care hospital, approximately 36-49 staffed beds (CMS provider 450144); NOT a critical access hospital
Frequently Asked Questions
How many people live in Andrews County?â–¾
Andrews County has about 18,610 residents per the 2024 ACS 5-year estimates; 11% are age 65 or older.
Who are the top insurers in Andrews County?â–¾
The largest carriers in Andrews County are UnitedHealthcare / AARP (AARP Medicare Advantage from UHC TX-0001, H1278-003), Humana (HumanaChoice / USAA Honor PPO), Blue Cross Blue Shield of Texas (HCSC). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What state resources are available in Andrews County?â–¾
Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Permian Regional Medical Center (Andrews) - general acute-care hospital, approximately 36-49 staffed beds (CMS provider 450144); NOT a critical access hospital.
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