Final Expense in Kerr County, Texas. About 17,858 Medicare beneficiaries live here, with roughly 36 percent in Medicare Advantage plans. Top carriers include Humana and UnitedHealthcare. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Kerr County, TX has about 54,060 residents per the 2024 ACS 5-year estimates (28% age 65 or older). The leading insurance carriers serving the county for final expense include Humana, UnitedHealthcare, Aetna. We compare options at no cost to you.
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The Kerr County final expense market
Kerr County has about 54,060 residents, 28% of them 65 or older. For final expense, the carriers with the strongest local presence include Humana, UnitedHealthcare, Aetna — but the right fit depends on your household size, income, and which doctors you want to keep. We compare Humana against every other carrier serving Kerr County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Kerr County at a glance
Population (2024 ACS)
54,060
Medicare beneficiaries
17,858
MA penetration
36%
Age 65 or older
28%
What makes Kerr County different: Kerrville and the surrounding Hill Country make Kerr County one of the oldest-skewing counties in Texas, with roughly 28% of residents age 65+ and a median age near 49; it is a long-established retirement and ranch-country destination anchored by Peterson Health, the county's largest employer.
Top carriers in Kerr County
Humana
3.5-star CMS rating
UnitedHealthcare
4-star CMS rating
Aetna
4-star CMS rating
Devoted Health
5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Kerr County
Each Final Expense plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Kerr County has 2
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
â–¸Peterson Regional Medical Center (Kerrville)
â–¸Kerrville VA Medical Center
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Major hospitals: Peterson Regional Medical Center (Kerrville), Kerrville VA Medical Center
Frequently Asked Questions
How many people live in Kerr County?â–¾
Kerr County has about 54,060 residents per the 2024 ACS 5-year estimates; 28% are age 65 or older.
Who are the top insurers in Kerr County?â–¾
The largest carriers in Kerr County are Humana, UnitedHealthcare, Aetna, Devoted Health. We work with all of them and a few smaller carriers that often have better rates for specific situations.
What state resources are available in Kerr County?â–¾
Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Peterson Regional Medical Center (Kerrville), Kerrville VA Medical Center.
How does the high senior population affect my final expense coverage options?â–¾
In Kerr County, with nearly 28% of residents aged 65+, our simplified-issue whole life plan offers $5,000-$50,000 for funeral and burial costs. Local carrier Humana is one of the top providers here.
When should I enroll in a final expense policy?â–¾
Enroll during Annual Enrollment Period (AEP) from Oct 15 to Dec 7, or Special Enrollment Periods if there's a qualifying event. This plan is ideal for seniors and those living near Kerrville.
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Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.