ACA Health Insurance in Wilbarger County, Texas. About 2,828 Medicare beneficiaries live here, with roughly 39 percent in Medicare Advantage plans. Top carriers include Humana and UnitedHealthcare. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Wilbarger County ACA Health Insurance — quick answer
Wilbarger County, TX has about 12,616 residents per the 2024 ACS 5-year estimates (20% age 65 or older). The leading insurance carriers serving the county for aca health insurance include Humana, UnitedHealthcare, Humana USAA Honor Giveback. We compare options at no cost to you.
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The Wilbarger County aca health insurance market
Wilbarger County has about 12,616 residents, 20% of them 65 or older. For aca health insurance, the carriers with the strongest local presence include Humana, UnitedHealthcare, Humana USAA Honor Giveback — but the right fit depends on your household size, income, and which doctors you want to keep. We compare Humana against every other carrier serving Wilbarger County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Wilbarger County at a glance
Population (2024 ACS)
12,616
Medicare beneficiaries
2,828
MA penetration
39%
Age 65 or older
20%
What makes Wilbarger County different: Despite being a rural agricultural county anchored by the historic Waggoner Ranch (the largest U.S. ranch under one fence, headquartered just south of Vernon), Health Care & Social Assistance is Wilbarger County's single largest employment sector (roughly 1,200 workers), centered on the county-district-owned Wilbarger General Hospital, a 28-bed acute-care facility and Level IV Trauma Center in Vernon; CMS/KFF data show Medicare Advantage penetration of roughly 42% in 2024, near the rural average, with Humana and UnitedHealthcare the dominant carriers (the only carriers in the county's top individual-market MA plans by enrollment).
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Wilbarger County
Each ACA Health Insurance plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Wilbarger County has 1
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
â–¸Wilbarger General Hospital (Vernon, TX)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Want to talk it through?
Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Wilbarger County plans that fit your situation.
Major hospitals: Wilbarger General Hospital (Vernon, TX)
Frequently Asked Questions
How many people live in Wilbarger County?â–¾
Wilbarger County has about 12,616 residents per the 2024 ACS 5-year estimates; 20% are age 65 or older.
Who are the top insurers in Wilbarger County?â–¾
The largest carriers in Wilbarger County are Humana (HumanaChoice H0473-005 PPO), UnitedHealthcare (UHC Medicare Advantage TX-0030 Regional PPO, contract R6801-012), Humana USAA Honor Giveback (PPO, contract H5216). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What state resources are available in Wilbarger County?â–¾
Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Wilbarger General Hospital (Vernon, TX).
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Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.
