ACA Health Insurance in Waller County, Texas. About 9,098 Medicare beneficiaries live here, with roughly 52 percent in Medicare Advantage plans. Top carriers include Cigna and WellCare. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Waller County ACA Health Insurance — quick answer
Waller County, TX has about 73,619 residents per the 2024 ACS 5-year estimates (13% age 65 or older). The leading insurance carriers serving the county for aca health insurance include Cigna, WellCare, UnitedHealthcare / AARP. We compare options at no cost to you.
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The Waller County aca health insurance market
Waller County has about 73,619 residents, 13% of them 65 or older. For aca health insurance, the carriers with the strongest local presence include Cigna, WellCare, UnitedHealthcare / AARP — but the right fit depends on your household size, income, and which doctors you want to keep. We compare Cigna against every other carrier serving Waller County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Waller County at a glance
Population (2024 ACS)
73,619
Medicare beneficiaries
9,098
MA penetration
52%
Age 65 or older
13%
What makes Waller County different: Waller County is one of the fastest-growing counties on Houston's northwest edge, anchored by Prairie View A&M University, a historically Black university whose statewide economic impact runs into the hundreds of millions of dollars a year. Hempstead, the county seat, was historically a leading watermelon shipper and still hosts an annual Watermelon Festival, and the young university population keeps the 65-and-over share near 13%.
Top carriers in Waller County
Cigna
3.5-star CMS rating
WellCare
3.5-star CMS rating
UnitedHealthcare / AARP
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Waller County
Each ACA Health Insurance plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Waller County has 2
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
â–¸HCA Houston Healthcare Tomball (referral)
â–¸Houston Methodist Willowbrook (referral)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Waller County has about 73,619 residents per the 2024 ACS 5-year estimates; 13% are age 65 or older.
Who are the top insurers in Waller County?â–¾
The largest carriers in Waller County are Cigna, WellCare, UnitedHealthcare / AARP. We work with all of them and a few smaller carriers that often have better rates for specific situations.
What state resources are available in Waller County?â–¾
Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include HCA Houston Healthcare Tomball (referral), Houston Methodist Willowbrook (referral).
How does Prairie View A&M University affect ACA health insurance options in Waller County?â–¾
The young university population contributes to the county's demographic, keeping the 65-and-over share near 13%. Our local agent can help you find affordable Marketplace plans tailored to your needs.
When is the best time to enroll in ACA health insurance for Waller County residents?â–¾
Open Enrollment Period (OEP) runs from November 1 to December 15. However, special enrollment periods (SEPs) may be available if you experience a life event like losing coverage or having a baby.
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Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.
